My daily is now totaled

[fdcg27]

Without even knowing your age I can state that I've driven a lot more years and miles than you have, likely since before you were born.
I've obviously seen hydroplaning in any number of FWD, RWD and AWD cars.
Hydroplaning events pass quickly and the car then hooks back up.
I suspect that you lost grip at the front in a corner in wet conditions and were going too fast for the fronts to hook up as speed was lost in the front end drift.
The position of the car after the accident would seem to corroborate this.
In any event, I'm glad that you aren't hurt nor was anyone else and that the only loss was a leased car.
Let this be a lesson to you and at least in your own mind don't blame the tires for what was your error.

 

[MrWideTires]

Originally Posted by rooflessVW
Originally Posted by PimTac
Originally Posted by MrWideTires
Originally Posted by PimTac

"....but it's a lease so I don't care. "


And there you have it.

uhm, do you want me to pretend to care about a car that I'm just gonna hand over the keys when the lease is done?

I'm not wishing this on you but in this case I don't think this will be the case. Good luck with the lessor and the insurance company.

What do you think is going to happen? If he is "made whole" by the insurance company choosing to repair the car, then the he'll turn in the lease as normal. A satisfactory repair is a satisfactory repair, and should say as much in his contract.

If he's in a lease he should have GAP, and would walk away in the event it is declared a total loss.


This.
If it's repaired correctly, you hand over the keys and there's nothing they can "go after you" for.

 

[gathermewool]

Originally Posted by Miller88
Originally Posted by MCompact
I still shake my head when some poor fool states that he can't own a RWD car because he needs something that he can drive in the rain...



Or snow



I don't have much experience driving at the limit in RWD vehicles, but I do have one small anecdote.

While taking part in a Team O'Neil's winter driving course a while back, the only two cars that had problems during the entire course were:

1. A Porsche with WINTER tires and

2. A Mazda 3 with ALL-SEASON tires (the only person who actually showed up with AS tires....)

The instructor had to actually climb the hill for the driver of the Mazda, while the Porsche was the only vehicle that spun out completely during the avoidance maneuver.

In contrast, I was having a blast, accelerating at fully boost up that same hill in my '08 STI with Blizzaks.

Note: a Civic with winter tires did better than me in the avoidance maneuvering and kept right up with the rest of us while driving around.

//

Tires make a huge difference, but so too do which wheels are driven and how much power is available how quickly.

No. 1 most important feature: driver.

 

[PimTac]

You are now saying that if it's repaired correctly then you are good to go. In the thread title you said it was totaled. Which is it?

Diminished value is going to come into play here.

When this is all settled come back and update us but I think you won't.

We must agree to disagree here. I don't want to get this thread locked.

 

[meadows]

Doesn't the car company handle all of the diminished value etc.? My son in law was in an accident and the Audi dealer had him bring in the car for repair and handled all of the paperwork. The diminished value payment went to the Audi dealer.

 

[dave1251]

Originally Posted by 02SE
Tires are mission critical in any weather, be it rain, snow, ice, dry, or anything in between. Having a feel and understanding of the limits of any tire in any given condition, and what the tire was designed for (snow, ice, rain, dry, cold, heat, all-around mediocrity) is up to the driver. Exceeding those limits is all on the operator of the vehicle.



I agree with you 100%.

 

[MrWideTires]

Originally Posted by PimTac
You are now saying that if it's repaired correctly then you are good to go. In the thread title you said it was totaled. Which is it?

Diminished value is going to come into play here.

When this is all settled come back and update us but I think you won't.

We must agree to disagree here. I don't want to get this thread locked.


Originally it was thought the car would get totaled due to the damage, but apparently it's still worth around $22k so insurance is trying to fix it.

The person leasing a car doesn't owe any diminished value, the contract is what it is. I already spoke to Honda financial and they deal with the insurance personally.
Just in case I spoke to my lawyer too and I shouldn't have to pay a penny over the disposition fee, or it will be taken to court when the time comes.

 

[2strokeNorthstar]

If the tires were an issue you better believe lawyers would be all over it. You don't take a corvette off road or a F350 on the Nurburgring why drive fast on tires that don't behave well going fast?

 

[Skippy722]

Originally Posted by 2strokeNorthstar
If the tires were an issue you better believe lawyers would be all over it. You don't take a corvette off road or a F350 on the Nurburgring why drive fast on tires that don't behave well going fast?


But you could do those things.

https://jalopnik.com/gaze-upon-the-majesty-of-a-dodge-ram-dually-autocrossin-1797129150/amp

 

[Sayjac]

Quote
….. Good luck with the lessor and the insurance company.
I have no idea of insurance law in Fla., but here an insured caused accident like this would automatically trigger a 40-60% premium surcharge increase for 3 years, no exception. In this case little doubt it would be at the max out end of that range. I also know that an insurance company can drop an insured at their discretion. Whatever the insurance law, I'd be shocked if the OP's insurance premiums don't increase significantly going forward.

 

[Wolf359]

Originally Posted by Sayjac
Quote
….. Good luck with the lessor and the insurance company.
I have no idea of insurance law in Fla., but here an insured caused accident like this would automatically trigger a 40-60% premium surcharge increase for 3 years, no exception. In this case little doubt it would be at the max out end of that range. I also know that an insurance company can drop an insured at their discretion. Whatever the insurance law, I'd be shocked if the OP's insurance premiums don't increase significantly going forward.


Not only that, but isn't there usually a deductible also when there's a claim and it's your fault? How much was that? On the face of it, while it might have cost a bit to get better tires, the deductible might have been more than better tires.

 

[Elkins45]

Insurance is like socialism: everyone else shares the bill for your mistakes.

Glad you didn't kill anyone. Sorry you didn't seem to have learned anything.