Reviewing the responses, it seems there are, broadly, two issues here. They could go by other names, but IMO, Safety and Convenience are serviceable labels.
As for Safety, generally, the cartridges offer more paths to catastrophe. Our Avalon is a perfect example. You have to open and reclose the main filter compartment, be sure to properly place the finicky o-ring, making sure it stays in place during install, AND you're supposed to tighten to a specific torque. And then there's the absurd "pre-drain" feature, which is just another opening with yet another o-ring that has to be properly placed. Just another possible failure point, IMO. With the spin-on, the single seal installs "automatically" as you spin the filter on. And its "guts" are pre-installed in the right places. You can probably tell I don't like cartridges... 🙄...œ
As for Convenience, everything I just said, vs "spin off then on..." Of course, a cartridge set up on TOP of the engine is probably as convenient as anything else.
My conclusion: assuming reasonable placement, the Spin-On is a clear winner.
BUT, Spin-Ons aren't perfect either, and here's my single datum point in that direction: As a kid, we were leaving on a road trip in Dad's '73 Dodge Dart. We literally left from the oil change shop. A mile or so later we got sudden smoke, stench and an OP warning light! The old Spin-On filter's seal had stuck to the flange, and the tech didn't notice! The resulting "double seal" didn't last long! They towed us back for free, fixed it, and all was good. 40+ years later, I still carefully check for that when I do a change. ...³ I hope nobody drove a motorcycle over that stretch of road for a while......³...³