My daughter was involved in an accident which both airbags deployed. Thankfully all involved are ok. Insurance co said car would probably be totaled due to airbag deployment. How would they determine value is it KBB or some other method. Car is a 2012 jetta SE with 67k miles on it. Also is value retail, wholesale ,private party. Also do you get value + tax for some reason I thought that was the case. Agent said they do 5 comparables sometimes...would I get to see what they are comparing. Car is an se with sunroof connectivity and nicely equipped. I wouldnt want them looking at Jetta S which are stripped down. I am trying to get her back in same kind of car.