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#4716335 - 04/04/18 03:30 PM Anybody ever been SUED
MasterSolenoid Offline


Registered: 09/26/17
Posts: 173
Loc: One Step Beyond
Just curious.
Anybody ever been sued ?

It seems, preventing or minimizing the possibilities are the best way to go.
Umbrella Policy would help.

I keep my sidewalk shoveled and don't loan out tools to just anyone.
As I get older, I try to be a safer driver.

I've never been sued, but could use an education from you folks.
Thank you.

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#4716339 - 04/04/18 03:39 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
Leo99 Offline


Registered: 03/30/14
Posts: 3113
Loc: NJ
My wife is a legal secretary for a personal injury attorney. She knows all about suing people. I was sued once for non-personal injury reason so I won't bother to tell you about that other than that is was dismissed with prejudice.

Basically, it's the insurance company that gets sued.

My wife tells me about some of the cases and when it goes to court on the rare occasions when they can't reach an out of court settlement. It all goes through insurance so it's good to have that. The media tends to distort things.


Edited by Leo99 (04/04/18 03:41 PM)
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#4716365 - 04/04/18 04:18 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
CKN Offline


Registered: 10/14/14
Posts: 3768
Loc: Utah
I have assets. If I would have an automobile accident, even if only partially liable, I would be sued.

All it takes is for an attorney to run a asset report and the wheels would be set in motion.

So yes-I have an umbrella policy.

Anybody who owns a million dollar house-which is almost a default if you live in California., New York, etc., you should have an umbrella policy.

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#4716380 - 04/04/18 04:38 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
JohnnyJohnson Online   content


Registered: 10/22/09
Posts: 2899
Loc: Wet side WA
With todays ambulance chasers there are no guarantees even if its the other guys fault and he was sighted.


Edited by JohnnyJohnson (04/04/18 04:38 PM)
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#4716384 - 04/04/18 04:39 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
Blkstanger Offline


Registered: 08/13/11
Posts: 1972
Loc: Lakeside, CA
Yep, I used to own a Bar and was sued by a guy that claimed that one of our chairs broke under his weight. I had about 20 people that saw him throw himself down on it.
He had about 10 other open cases with other businesses. My insurance lawyer won the case in court. I lost my discounted insurance rate because of it.
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#4716388 - 04/04/18 04:43 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
Mr Nice Offline


Registered: 09/12/04
Posts: 21352
Loc: Orlando, FL
I've seen on TV some shady lawyers and a handicapped person suing small mom n pop businesses because wheelchair could not fit in restroom.

They went up and down the East coast filing lawsuit after lawsuit.

This scum team was well known for this scam. They hit my sister in law dad's ACE Hardware store. The owner of ACE settled out of court. smirk




Edited by Mr Nice (04/04/18 04:47 PM)
Edit Reason: ACE Hardware added

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#4716393 - 04/04/18 04:47 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
Al Offline


Registered: 06/08/02
Posts: 18098
Loc: Elizabethtown, Pa
Get an umbrella policy. Put the vehicles in separate names. That makes it tough to attack joint accounts. If you have lots and lots of assets consider a Trust.
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#4716399 - 04/04/18 04:55 PM Re: Anybody ever been SUED [Re: Al]
CKN Offline


Registered: 10/14/14
Posts: 3768
Loc: Utah
Originally Posted By: Al
Get an umbrella policy. Put the vehicles in separate names. That makes it tough to attack joint accounts. If you have lots and lots of assets consider a Trust.



The trust must be irrevocable to be judgement proof. And the Trust needs to be created well before the lawsuit-or it's "fraudulent".

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#4716418 - 04/04/18 05:16 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
Bjornviken Offline


Registered: 12/06/17
Posts: 262
Loc: Finland
Reading your commets and i am glad to live in Finland. You can be sued if you do someting on purpose, but noting near like US.
If i drive over somebody my car insure will pay for her/him hospital bill and i will get a fine.

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#4716422 - 04/04/18 05:26 PM Re: Anybody ever been SUED [Re: Bjornviken]
CKN Offline


Registered: 10/14/14
Posts: 3768
Loc: Utah
Originally Posted By: Bjornviken
Reading your commets and i am glad to live in Finland. You can be sued if you do someting on purpose, but noting near like US.
If i drive over somebody my car insure will pay for her/him hospital bill and i will get a fine.



Same thing happens here.....then you will be sued.

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#4716433 - 04/04/18 05:38 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
ArrestMeRedZ Offline


Registered: 11/11/08
Posts: 941
Loc: Las Vegas
My parents winery was sued in an ADA Cost of Defense scam, along with almost all the others in the county. My wife and I did the research and fought them in court - no lawyer. Case dismissed.

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#4716447 - 04/04/18 05:54 PM Re: Anybody ever been SUED [Re: Bjornviken]
Astro14 Offline


Registered: 10/10/10
Posts: 8609
Loc: Virginia Beach
Originally Posted By: Bjornviken
Reading your commets and i am glad to live in Finland. You can be sued if you do someting on purpose, but noting near like US.
If i drive over somebody my car insure will pay for her/him hospital bill and i will get a fine.


But if you're the person who got run over, you won't be glad you're living in Finland...

Because you will not have recourse against the person that hurt you.
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#4716490 - 04/04/18 06:47 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
cpayne5 Offline


Registered: 12/28/05
Posts: 619
Loc: Virginia
My parents owned their own business when I was growing up. They had a customer write them a bad check for about $4k. They tried to get the money, and the customer kept coming up with excuses. After a few months of getting the runaround, they ran out of patience and turned it over to the police and the customer was arrested.

That customer sued my parents for $50k. Completely baseless lawsuit, but the insurance company settled for $10k because it was the cheapest option.

Write a bad check, get arrested for it, sue the person you ripped off, pocket $10k. Welcome to the US of A.

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#4716510 - 04/04/18 07:07 PM Re: Anybody ever been SUED [Re: MasterSolenoid]
BAJA_05 Online   content


Registered: 02/04/18
Posts: 387
Loc: Berks County/Pa.
I have an umbrella policy with my home owners insurance in case I would ever get sued. Peace of mind for acouple extra dollars a year.


Dale
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#4716514 - 04/04/18 07:15 PM Re: Anybody ever been SUED [Re: Astro14]
Al Offline


Registered: 06/08/02
Posts: 18098
Loc: Elizabethtown, Pa
Originally Posted By: Astro14
Originally Posted By: Bjornviken
Reading your commets and i am glad to live in Finland. You can be sued if you do someting on purpose, but noting near like US.
If i drive over somebody my car insure will pay for her/him hospital bill and i will get a fine.


But if you're the person who got run over, you won't be glad you're living in Finland...

Because you will not have recourse against the person that hurt you.

This!!!
I used to have limited tort in my insurance which meant I pretty much lost the ability to sue for other than medical. After thinking about it, I said to myself "why". If I am hurt badly/killed and its clearly obvious that the person was drunk, or totally out of control I want his a$$ off the road. Law suits are not dischagable via bankruptcy!!
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