I use an independent agent for my insurance needs (home, auto, umbrella). I price check every year and if its less than $100/year I typically don't bother with it. However, every 2 years I do an in-depth review and search. I priced with another independent agent this year - just to make sure my agent is doing the best job for me. They actually came back pretty close and recommended the same company. No accidents or tickets.
I will be switching from Nationwide, who I've been with for the past two years, due to rising premiums. I will be saving ~$350/year due to switching. The question is, apples to apple for the most part on coverages the choice is between Progressive and Auto Owners, they're only a few dollars different.
Has anyone used either of these companies and would like to share your experiences? Leaning towards the auto owners because the umbrella seems to extend a bit more, is more flexible, and they have been ranked highly from JD Powers (even with as little faith as I normally put into those type of surveys).They also just seem to have a bit more coverage items and perks built into the insurance than progressive.
I will be switching from Nationwide, who I've been with for the past two years, due to rising premiums. I will be saving ~$350/year due to switching. The question is, apples to apple for the most part on coverages the choice is between Progressive and Auto Owners, they're only a few dollars different.
Has anyone used either of these companies and would like to share your experiences? Leaning towards the auto owners because the umbrella seems to extend a bit more, is more flexible, and they have been ranked highly from JD Powers (even with as little faith as I normally put into those type of surveys).They also just seem to have a bit more coverage items and perks built into the insurance than progressive.