Recent Topics
Ford 4.6L Durability?
by Auae85
06/20/18 11:00 PM
Mercedes Benz High Mileage Badges
by Snagglefoot
06/20/18 10:46 PM
Lawn Tractor Tire Sealer
by 97K15004WD
06/20/18 10:01 PM
Fireworks Stores
by Warstud
06/20/18 09:36 PM
1994 Ranger fuel tank/frame cleanup & NOS part
by 01rangerxl
06/20/18 09:27 PM
Koreans top J.D. Power qlty; Ford, GM, FCA make strides
by wemay
06/20/18 09:18 PM
How Fast to Run a ZeroTurn Mower
by Gebo
06/20/18 09:10 PM
Bosch 3300 C&P Yamaha FZ-07
by bmwpowere36m3
06/20/18 08:49 PM
My FIL in hospice
by fdcg27
06/20/18 08:41 PM
Spraying Polyurethane
by Texican
06/20/18 08:37 PM
Dehumidifier icing
by Kestas
06/20/18 08:37 PM
Diesel lube in Petrol Engine
by Ducked
06/20/18 07:46 PM
New key programming cost
by 92saturnsl2
06/20/18 07:27 PM
When you help someone and its time to walk away
by RazorsEdge
06/20/18 07:09 PM
Sightly overfilled oil..ok or drain?
by flinter
06/20/18 07:08 PM
Wheel says 50 mph max
by pda1122
06/20/18 06:54 PM
15w40 Maxlife in Motorcycle
by Brian553
06/20/18 06:39 PM
BITOGer in Ottawa/Orleans Canada area ? ...
by Papa Bear
06/20/18 06:36 PM
Old Engine SOUND
by MasterSolenoid
06/20/18 06:06 PM
ProMotive PH 2500 CUT OPEN
by car51
06/20/18 04:54 PM
Newest Members
yamahaboy125, Turboholic, TrpNY, bcj, Ilia
65282 Registered Users
Who's Online
27 registered (billt460, dishdude, Char Baby, ctechbob, AnthemBassMan, crazy_raccoon, 2 invisible), 785 Guests and 44 Spiders online.
Key: Admin, Global Mod, Mod
Forum Stats
65282 Members
67 Forums
285683 Topics
4767777 Posts

Max Online: 3590 @ 01/24/17 08:07 PM
Donate to BITOG
Page 1 of 3 1 2 3 >
Topic Options
#4680750 - 02/28/18 03:53 PM I wanna change banks
kpatter Offline

Registered: 08/26/11
Posts: 60
Loc: texas
I have been with Chase for my checking account for 15 years.. They have always gladly accepted money for deposits but it is just so difficult to get a loan with them sometimes and they are now going to start charging me 12.00/month for my checking account. I understand credit unions etc. and may look into them.

I am tired of just being a number with the huge banks. I am 55 and dont qualify for senior rates yet..

What do you guys think? Where do you bank?

#4680754 - 02/28/18 03:57 PM Re: I wanna change banks [Re: kpatter]
Mr Nice Offline

Registered: 09/12/04
Posts: 21192
Loc: Orlando, FL
Credit Unions are best.

#4680757 - 02/28/18 03:59 PM Re: I wanna change banks [Re: kpatter]
askani79705 Offline

Registered: 06/10/06
Posts: 412
Loc: midland tx
I use a few local ones here in Midland.
2017 Ford F150 NAPA syn 5w30 Fram 11955.
2000 Chevy 2500 Silverado PYB 5w30 AC Delco Filter

#4680758 - 02/28/18 03:59 PM Re: I wanna change banks [Re: kpatter]
Astro14 Offline

Registered: 10/10/10
Posts: 8536
Loc: Virginia Beach
I bank with USAA and. Navy Federal Credit Union.

None of the charges like you describe. Free checking. USAA even reimburses me for every ATM transaction fee (up to 10 per month) when I withdraw from a non-USAA bank. No international services charges on my credit card.

Time to ditch the banks that charge too much.
32 Packard 15W40
02 Volvo V70 T5 0W40 M1
02 Volvo V70 XC 0W40 Edge
05 MB S600 0W40 M1
16 Tundra 1794 5W30 Valvoline

#4680770 - 02/28/18 04:05 PM Re: I wanna change banks [Re: kpatter]
Eosyn Offline

Registered: 07/15/11
Posts: 529
Loc: Michigan
I suggest your local credit union. I love mine and it helps support my community.
02 Toyota Celica GT: 194k, VML 5W30/Denso filter
05 Toyota Corolla LE: 151k, VML 5W30/Bosch filter
15 Chevy Malibu LT: 37k, VML 0W20/Denso filter

#4680773 - 02/28/18 04:07 PM Re: I wanna change banks [Re: kpatter]
JayhawkRoy Offline

Registered: 09/12/04
Posts: 1019
Loc: Basehor, KS
Check around and do some shopping. My local savings and loan provides free checking for age 55+ folks. Some also do free checking if you have your paycheck deposited there through auto deposit.

There are also credit unions who provide free checking with a minimum balance requirement. On line banks like Everbank and Ally have checking account options depending on your personal needs.

#4680774 - 02/28/18 04:10 PM Re: I wanna change banks [Re: kpatter]
fdcg27 Offline

Registered: 09/25/09
Posts: 15696
Loc: OH
I'd talk to the manager of whatever branch you use.
I'd tell them that unless they can give you free checking you're going to have to change banks after all this time.
Bet that $12.00/mo gets waived.
Banks are all about fee income these days since their loan portfolios aren't yielding a whole lot at current rates.
They will often try to levy these junk fees and then back down when those fees are questioned.
As an individual, changing banks isn't a big deal.
With the twelve local accounts I manage at work, it would be a nightmare but fortunately our current bank has been good about bringing their fees down to a competitive level.
17 Forester 12K MSS 0W-20
12 Accord LX 86K PP 5W-20
09 Forester 95K M1HM 10W-30
01 Focus ZX3 118K PP 5W-20
96 Accord LX 104K T5 10W-30
95 318i

#4680778 - 02/28/18 04:17 PM Re: I wanna change banks [Re: kpatter]
PimTac Offline

Registered: 03/04/17
Posts: 4285
Loc: Soviet State of Washington
Charles Schwab Bank.

Iíve been with them for years after Chase took over Wa Mutual during the crisis. No fees, no minimums. Customer service has been top notch. You have to open a brokerage account but are under no obligation to fund it. ATM fees are rebated each month. No fees for international use either.
2017 Mazda CX-5 Grand Touring

Valvoline Advanced Synthetic 0w20
Mobil 1 M108A EP filter

#4680796 - 02/28/18 04:42 PM Re: I wanna change banks [Re: kpatter]
Dyusik Offline

Registered: 09/26/14
Posts: 1982
Loc: US-WA
Another one for the CU's.
95 Cherokee 190K DELO 10W30,XG8
07 IS250 97K FB ?w??,FULL
04 YZF-R1 19K DELO 15w40,XG7317
99 HD XL1200S 18K 76 20w50,1515
14 RX450h 30k PP 0w20,NAPAG

#4680798 - 02/28/18 04:45 PM Re: I wanna change banks [Re: Astro14]
kpatter Offline

Registered: 08/26/11
Posts: 60
Loc: texas
I wish I could join USAA.. I have no military ties in my family tho... Any way around this?

#4680800 - 02/28/18 04:48 PM Re: I wanna change banks [Re: kpatter]
mrsilv04 Offline

Registered: 12/08/06
Posts: 8269
Loc: Illinois
My employer's Credit Union is located one block from my office.

When I have to go there, which is rare anymore... I can walk, and be back at my desk in about 20 minutes.
2004 Silverado - on its 3rd Jasper engine in less than one year.

#4680815 - 02/28/18 05:10 PM Re: I wanna change banks [Re: kpatter]
RoGuE Offline

Registered: 02/05/08
Posts: 680
Loc: Atlanta, GA
I like Discover. I have a credit card, checking, and savings account with them. Their checking is free and you have access to something like 60,000 ATMs for no charge. And their savings account rate is pretty decent at 1.5%.
2007 Chevrolet Malibu
2.2L Ecotec

#4680817 - 02/28/18 05:12 PM Re: I wanna change banks [Re: kpatter]
mjk Offline

Registered: 02/15/11
Posts: 1233
Loc: Wishin' I was in Wi
Left the world of banking for credit unions, after college. Would never leave this world, such a pleasant 30 years of experiences.

#4680829 - 02/28/18 05:31 PM Re: I wanna change banks [Re: kpatter]
KJSmith Offline

Registered: 08/31/15
Posts: 249
Loc: TX
Been here for over 35 yrs. If you can join, join.

#4680831 - 02/28/18 05:34 PM Re: I wanna change banks [Re: kpatter]
Inspecktor Offline

Registered: 03/16/14
Posts: 643
Loc: Twin Cities MN USA
I have used credit unions exclusively for the past 32 years. Never going back to a bank.
2001 Ranger 3.0 151,000 mi
2006 Dakota 4.7 153,000 mi
1986 GL1200A 72,000 mi
2001 Buick LeSabre Limited 291,000 mi

Page 1 of 3 1 2 3 >