Recent Topics
Champion Oil Filters any Good?
by spk2000. 04/18/19 03:46 PM
Opinions on the best hidden dash cam?
by FordBroncoVWJeta. 04/18/19 03:28 PM
Maxlife Synthetic or PPHM 10w30
by 53' Stude. 04/18/19 03:27 PM
PYB 10w30 question
by 1978elcamino. 04/18/19 03:16 PM
Misbehaving Mechanic Caught On Dash Cam
by BlueOvalFitter. 04/18/19 02:38 PM
What oil for my newly acquired Samurai
by ad244. 04/18/19 02:37 PM
Check your Oil (SMA YouTube Video)
by javacontour. 04/18/19 02:37 PM
Wearing Hiking Shoes Full-Time
by oilpsi2high. 04/18/19 01:56 PM
Apply brakes, steering wheel shakes
by grampi. 04/18/19 01:35 PM
F150 Exhaust whistle
by Redright9. 04/18/19 01:20 PM
Boy, what a marketing win!
by SubieRubyRoo. 04/18/19 12:06 PM
auto shipping question for a friend
by earlyre. 04/18/19 11:02 AM
O Reilly motor oil
by porvdub. 04/18/19 10:59 AM
GM & JEEP O/S OIL FILTERS
by adrenalin89. 04/18/19 10:56 AM
Accord AC Issue
by maverickfhs. 04/18/19 10:54 AM
Transatlantic Communication Lines and the story
by StevieC. 04/18/19 10:41 AM
Crazy Neighbor....part deux
by Schmoe. 04/18/19 10:15 AM
Newest Members
Kenzitoz, White12Boss302, terryj, Hadryk, djcavein
67844 Registered Users
Who's Online Now
122 registered members (addyguy, 2003f7, Amenhotep, 53' Stude, 1978elcamino, ad244, 7 invisible), 2,180 guests, and 24 spiders.
Key: Admin, Global Mod, Mod
Forum Statistics
Forums67
Topics287,704
Posts4,932,636
Members67,844
Most Online2,967
Mar 10th, 2019
Donate to BITOG
Hop To
Page 1 of 2 1 2
Geico claim experience? #4650088
01/29/18 12:58 PM
01/29/18 12:58 PM
Joined: Jan 2006
Posts: 1,198
Ohio
Dave Sherman Offline OP
Dave Sherman  Offline OP

Joined: Jan 2006
Posts: 1,198
Ohio
Anyone know what to expect from Geico covering a claim? Got tagged by a Geico client Saturday night. I was making a left on a green arrow, he was making a right on red, but was looking to his left, not in front. He started to move as I was halfway through, I leaned on the horn and tried to avoid, but he crunched the Traverse's right rear door and quarter panel. Thankfully no one was hurt, and he followed me in to the next parking lot. Cop showed up quickly to take a report and I had a witness vouch for my having the green arrow. Let my agent know what happened and he advised to wait until I hear from Geico. Wasn't so sure the other guy was rushing to have Geico call on my behalf, so I went to Geico's website to look up the local rep, saw you could start a claim online. Strangely, needed to know the model year of his truck; I didn't know that and I don't have a copy of the police report. I just guessed and noted that I don't know the exact model year. So far got a call from a Geico rep saying they left a voice mail for their client, and she took some more info from me. Guess I just sit tight until they tell me what to do next.


2015 Honda Pilot EX AWD Valvoline 0W-20 Bosch filter
1977 MG Midget Valvoline VR-1 20W-50 Bosch Filter
Re: Geico claim experience? [Re: Dave Sherman] #4650101
01/29/18 01:08 PM
01/29/18 01:08 PM
Joined: Jul 2017
Posts: 542
Texas (south)
FermeLaPorte Offline
FermeLaPorte  Offline

Joined: Jul 2017
Posts: 542
Texas (south)
Geico is usually pretty good at it, but always press them to get stuff done.

They'll ask you to upload the police report. Do it once you get it.


Always Mobil 1
2014 1.6L Nissan Versa Sedan, 5 spd, 5k OCI.
2011 3.5L Chevrolet Impala, Automatic, 5k OCI.
Re: Geico claim experience? [Re: Dave Sherman] #4650102
01/29/18 01:09 PM
01/29/18 01:09 PM
Joined: Mar 2013
Posts: 5,380
The Midwest
skyactiv Offline
skyactiv  Offline

Joined: Mar 2013
Posts: 5,380
The Midwest
What sucks now is that since the cop took a report and it's in Ohio, your VIN # will show up on Carfax as being in an accident.
May take a few weeks to show up.
Look it up for free if you want: http://www.vincheck.info/check/vin-check.php

Last edited by skyactiv; 01/29/18 01:11 PM. Reason: bad link

Wife: 15' Audi A4 quattro 6 speed manual
Me: 13' VW GTI 3 door 6 speed manual

Re: Geico claim experience? [Re: Dave Sherman] #4650118
01/29/18 01:28 PM
01/29/18 01:28 PM
Joined: Aug 2011
Posts: 2,221
Lakeside, CA
Blkstanger Offline
Blkstanger  Offline

Joined: Aug 2011
Posts: 2,221
Lakeside, CA
I have Geico. The only claim I have had was for a rock hitting my windshield. They gave me the option on what I wanted to do. Have it replaced or repaired. I chose repair at no charge. They had someone come to my house the next day.


99 Jeep WJ 4.7 199,000 Maxlife 10w30, Fram Ultra.
Re: Geico claim experience? [Re: Dave Sherman] #4650154
01/29/18 01:50 PM
01/29/18 01:50 PM
Joined: Oct 2014
Posts: 4,375
Utah
CKN Online content
CKN  Online Content

Joined: Oct 2014
Posts: 4,375
Utah
I had a young woman hit me insured by Geico and the experience was a disaster. To Geico's credit-I received a phone call from them almost immediately. That was the only good thing that happened.

The person on the other end of the phone told me that I had to use their repair shop-which was more than twenty miles away-when I had a long-standing relationship with a body shop about 4 miles away. When I explained that I wanted to take my truck there-he stated that he didn't know when they would be able to send an adjusted to MY BODYSHOP. In other words-he did everything possible to have me use their facility. After several minutes-I got fed up and filed a claim with my own insurance company. My insurance company was reimbursed by Geico a few months later for about 90% of the claim.

I will NEVER INSURE WITH GEICO.

Re: Geico claim experience? [Re: CKN] #4650159
01/29/18 01:55 PM
01/29/18 01:55 PM
Joined: Dec 2012
Posts: 1,983
WNY
redhat Offline
redhat  Offline

Joined: Dec 2012
Posts: 1,983
WNY
Originally Posted By: CKN
After several minutes-I got fed up and filed a claim with my own insurance company. My insurance company was reimbursed by Geico a few months later for about 90% of the claim.

I will NEVER INSURE WITH GEICO.


That is how I've always handled any insurance claim. You pay your folks for a reason. Perhaps other states are different, but here in the Republic of New York, it is law that you cannot be forced to use one shop or another. FWIW I have had Geico for eons.

Last edited by redhat; 01/29/18 01:55 PM.

17 Taurus Limited AWD - M1 0W-20, XG10575, 20k
14 Civic EX Coupe - MCSB 5W-20 TG7317, 69k
09 Accord Sedan 5MT - Traveler 15W-40 XG7317, 151k
87 Regal Limited - 20W-50 VR1 WIX 51042
Re: Geico claim experience? [Re: Dave Sherman] #4650189
01/29/18 02:12 PM
01/29/18 02:12 PM
Joined: Jun 2005
Posts: 12,182
Santa Barbara, CA
bdcardinal Online content
bdcardinal  Online Content

Joined: Jun 2005
Posts: 12,182
Santa Barbara, CA
I've been hit by people with Geico and they have insisted I had to go to their facility which is not only illegal here in California, but the shop they insisted I had to go to is known for not the greatest work.

Plus in my job I do lots of body orders and Geico ones are always a Charlie Foxtrot. Their adjuster does not update his parts pricing lists so he wants us to honor pricing that is 2-3 years old because "that's what he shows." I will never use them for anything personal just like Progressive or State Farm for work related reasons.


2014 Ford Mustang GT Track Pack
1995 Ford Mustang GT

Ford/Mazda Parts Counter
NRA Benefactor Member
Opinions expressed are my own.
Re: Geico claim experience? [Re: bdcardinal] #4650212
01/29/18 02:29 PM
01/29/18 02:29 PM
Joined: Oct 2014
Posts: 4,375
Utah
CKN Online content
CKN  Online Content

Joined: Oct 2014
Posts: 4,375
Utah
Originally Posted By: bdcardinal
I've been hit by people with Geico and they have insisted I had to go to their facility which is not only illegal here in California, but the shop they insisted I had to go to is known for not the greatest work.

Plus in my job I do lots of body orders and Geico ones are always a Charlie Foxtrot. Their adjuster does not update his parts pricing lists so he wants us to honor pricing that is 2-3 years old because "that's what he shows." I will never use them for anything personal just like Progressive or State Farm for work related reasons.


Geico has the lowest insurance rates of just about anybody The way they control costs (as explained to me) is to pay a body shop less than going rate for labor, and to use foreign/used parts when ever possible.

That's how they do it.

An additional note to my previous post-I lived in California as well when i had my "experience" with Geico.

Last edited by CKN; 01/29/18 02:30 PM.
Re: Geico claim experience? [Re: Dave Sherman] #4650216
01/29/18 02:33 PM
01/29/18 02:33 PM
Joined: Dec 2006
Posts: 8,496
Illinois
mrsilv04 Offline
mrsilv04  Offline

Joined: Dec 2006
Posts: 8,496
Illinois
Always remember that if the insurer of anyone who hits you, starts causing you serious headaches over a claim; you can always choose to have *your* insurance company repair your vehicle, and then your insurance company will subrogate the claim with the other insurance company.

Once it is apparent that the other insurance company is trying to make the experience a miserable one... just calling your insurance agent or company and mentioning the word "subrogation" will likely trigger your insurance company to make phone calls to the other insurance company on your behalf. Many times, that is all it will take to get things straightened out and moving again.

I didn't know about subrogation until I had to deal with an adjuster with Progressive who apparently stopped taking his meds, and started going rogue in the middle of a claim that I had with them.

Rest assured, your insurance company has people on staff who handle problem claims like this, everyday.


2004 Silverado - on its 3rd Jasper engine in less than one year.
Re: Geico claim experience? [Re: Dave Sherman] #4650237
01/29/18 02:50 PM
01/29/18 02:50 PM
Joined: Mar 2004
Posts: 22,065
Upstate NY
Donald Offline
Donald  Offline

Joined: Mar 2004
Posts: 22,065
Upstate NY
Geico is pretty good. I have had them for years. Wife just backed into a parked car on Sat.


2015 Subaru Forester 2.5 engine/CVT
2015 Ford F250 w/Powerstroke
2016 Subaru Crosstrek CVT (wife's)
Re: Geico claim experience? [Re: Donald] #4650241
01/29/18 02:54 PM
01/29/18 02:54 PM
Joined: Oct 2014
Posts: 4,375
Utah
CKN Online content
CKN  Online Content

Joined: Oct 2014
Posts: 4,375
Utah
Originally Posted By: Donald
Geico is pretty good. I have had them for years. Wife just backed into a parked car on Sat.



With all due respect-it's the owner of the other car that will decide if they are/or are not.

Re: Geico claim experience? [Re: CKN] #4650258
01/29/18 03:09 PM
01/29/18 03:09 PM
Joined: Dec 2012
Posts: 1,983
WNY
redhat Offline
redhat  Offline

Joined: Dec 2012
Posts: 1,983
WNY
Originally Posted By: CKN
Originally Posted By: Donald
Geico is pretty good. I have had them for years. Wife just backed into a parked car on Sat.



With all due respect-it's the owner of the other car that will decide if they are/or are not.


Yeah cause insurance premiums, customer service, availability and general helpfulness is/are irrelevant.

Last edited by redhat; 01/29/18 03:09 PM.

17 Taurus Limited AWD - M1 0W-20, XG10575, 20k
14 Civic EX Coupe - MCSB 5W-20 TG7317, 69k
09 Accord Sedan 5MT - Traveler 15W-40 XG7317, 151k
87 Regal Limited - 20W-50 VR1 WIX 51042
Re: Geico claim experience? [Re: Dave Sherman] #4650259
01/29/18 03:11 PM
01/29/18 03:11 PM
Joined: Sep 2013
Posts: 10,973
Indiana
dlundblad Offline
dlundblad  Offline

Joined: Sep 2013
Posts: 10,973
Indiana
Painless in my experience compared to Progressive.

A few years ago, we were out and about when a kid ran into her Volvo. Not sure if the aftermarket support just isn't there, but her car received a new Volvo bumper with new trim inserts. Given it's age, I think they were trying to find a junkyard bumper (which I find perfectly acceptable) but there just aren't any locally.

My father on the other hand had a lady with Progressive pull out in front of him when his 2001 Tahoe was brand new. They wanted to install a used non GM bumper. It was the Z71 with the unique cladding and fog lights to boot. He had to pay out of pocket for a new GM bumper. This was a while ago so maybe their ways have changed..


03 Jeep WJ 4.0 202k Edge 10w40 HM Fram XG16
02 Volvo S60 2.4T 186k M1 0w40 Mahle OX149D
97 Chevy Blazer 4.3 153k Synpower 5w30 Supertech ST3980 (Ecore)

Re: Geico claim experience? [Re: Dave Sherman] #4650267
01/29/18 03:21 PM
01/29/18 03:21 PM
Joined: Nov 2008
Posts: 9,705
Phoenix
dishdude Offline
dishdude  Offline

Joined: Nov 2008
Posts: 9,705
Phoenix
Just went through this, they accepted liability and I met the adjuster who cut me a check on the spot. Turned it over the shop, Enterprise picked me up and direct billed the rental to Geico.

Didn't even have to call my insurance company.


2018 Challenger SRT 392 PUP 0w-40 Wix 57899XP
2018 GTI
Re: Geico claim experience? [Re: redhat] #4650275
01/29/18 03:26 PM
01/29/18 03:26 PM
Joined: Oct 2014
Posts: 4,375
Utah
CKN Online content
CKN  Online Content

Joined: Oct 2014
Posts: 4,375
Utah
Originally Posted By: redhat
Originally Posted By: CKN
Originally Posted By: Donald
Geico is pretty good. I have had them for years. Wife just backed into a parked car on Sat.



With all due respect-it's the owner of the other car that will decide if they are/or are not.


Yeah cause insurance premiums, customer service, availability and general helpfulness is/are irrelevant.


Well paying another party's claim is pretty important. There are some people who wouldn't call their own insurance to file a claim-when Geico is seemingly non-responsive to them. Instead-their lawyer would CALL YOU (you are ultimately responsible to damage to another person property)then it would be YOUR PROBLEM. So yeah-being responsive to another party's claim when you are at fault is pretty important. There are people with that kind of money who would let their lawyer handle it.

Last edited by CKN; 01/29/18 03:27 PM.
Page 1 of 2 1 2
Previous Thread
Index
Next Thread

BOB IS THE OIL GUY® Powered by UBB.threads™