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How can you guys afford house taxes? #4638774
01/18/18 01:43 PM
01/18/18 01:43 PM
Joined: Jun 2003
Posts: 17,363
Deplorable in apple valley, ca
Chris142 Offline OP
Chris142  Offline OP
Joined: Jun 2003
Posts: 17,363
Deplorable in apple valley, ca
Looking through the house tax thread. There is no way that I could do $1K or so per month house taxes. Even with my working 2 jobs. Sure I pay more for gas and car registration but no where near $12000 a year.


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Re: How can you guys afford house taxes? [Re: Chris142] #4638791
01/18/18 02:01 PM
01/18/18 02:01 PM
Joined: Apr 2005
Posts: 543
NE Ohio
knerml Offline
knerml  Offline
Joined: Apr 2005
Posts: 543
NE Ohio
One of the benefits of living in CA.

My taxes are 1/3 that.


2015 Hyundai Elantra Sport 2.0 GDI Mobil 1 5W20 & OEM/Mann W811/80 Filter
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Re: How can you guys afford house taxes? [Re: Chris142] #4638795
01/18/18 02:05 PM
01/18/18 02:05 PM
Joined: Sep 2015
Posts: 873
California
mbacfp Offline
mbacfp  Offline
Joined: Sep 2015
Posts: 873
California
Yes, but some of those states have lower income taxes, sales taxes, etc. In CA, property tax is around 1.25% of assessed value. Sales tax is around 7.50% or so and CA income tax up to 10% (highest tax bracket). I would argue have to look at total cost to learning anything. I forgot the gas taxes and DMV fees...depressing.


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Re: How can you guys afford house taxes? [Re: Chris142] #4638796
01/18/18 02:05 PM
01/18/18 02:05 PM
Joined: Apr 2017
Posts: 94
NY
Kage860 Offline
Kage860  Offline
Joined: Apr 2017
Posts: 94
NY
Most families here need two working parents. Even with two working parents its a struggle for people to afford more than 1 kid it seems like. NY socialism kills quality of life. The rest of the families here must have 0 working parents and get free housing, food, healthcare, education, etc . . .


2007 Jeep Liberty
Re: How can you guys afford house taxes? [Re: Chris142] #4638801
01/18/18 02:07 PM
01/18/18 02:07 PM
Joined: Sep 2015
Posts: 873
California
mbacfp Offline
mbacfp  Offline
Joined: Sep 2015
Posts: 873
California
+1 Kage. Very similar here in CA.


2014 F-550 PSD..........M1 Delvac ESP 5w-40 + OEM
2018 Dodge Charger SRT Hellcat
2012 Toyota Sienna LTD 3.5L V6
2003 Dodge Durango R/T 4x4 5.9L V8
Re: How can you guys afford house taxes? [Re: Chris142] #4638802
01/18/18 02:08 PM
01/18/18 02:08 PM
Joined: Dec 2007
Posts: 491
USA
E365 Offline
E365  Offline
Joined: Dec 2007
Posts: 491
USA
Sweet Moses. My property tax was $2,300 last year in a Minneapolis suburb. A benefit of a small, cheap house I guess. For reference, purchase price was $183k in 2008. Sold at the end of 2017 for $260k

Last edited by E365; 01/18/18 02:10 PM.

Whatever’s on sale...
Re: How can you guys afford house taxes? [Re: Chris142] #4638804
01/18/18 02:09 PM
01/18/18 02:09 PM
Joined: Sep 2004
Posts: 21,634
Orlando, FL
Mr Nice Offline
Mr Nice  Offline
Joined: Sep 2004
Posts: 21,634
Orlando, FL
If 2 adults are working they should be able to afford taxes.
Nice neighborhood = higher taxes.

Few want to live in a ghetto just to pay low taxes.

Re: How can you guys afford house taxes? [Re: mbacfp] #4638809
01/18/18 02:10 PM
01/18/18 02:10 PM
Joined: Apr 2017
Posts: 94
NY
Kage860 Offline
Kage860  Offline
Joined: Apr 2017
Posts: 94
NY
Sales tax here is 7.4%. NY state income tax maxes out at 8.82% if your city doesn't have an income tax on top of that.

Last edited by Kage860; 01/18/18 02:10 PM.

2007 Jeep Liberty
Re: How can you guys afford house taxes? [Re: Chris142] #4638811
01/18/18 02:11 PM
01/18/18 02:11 PM
Joined: Sep 2015
Posts: 873
California
mbacfp Offline
mbacfp  Offline
Joined: Sep 2015
Posts: 873
California
What is property tax rate in NY...just curious.

Last edited by mbacfp; 01/18/18 02:11 PM.

2014 F-550 PSD..........M1 Delvac ESP 5w-40 + OEM
2018 Dodge Charger SRT Hellcat
2012 Toyota Sienna LTD 3.5L V6
2003 Dodge Durango R/T 4x4 5.9L V8
Re: How can you guys afford house taxes? [Re: Chris142] #4638818
01/18/18 02:15 PM
01/18/18 02:15 PM
Joined: Dec 2016
Posts: 189
Wisconsin
emmett442 Offline
emmett442  Offline
Joined: Dec 2016
Posts: 189
Wisconsin
Quote:
How can you guys afford house taxes?


Well, the same way I afford everything I do - I spend less than I make! grin

But really, they aren't all that bad. Affording taxes is probably only a concern if you bought more house than you could afford.


2011 Ford Crown Victoria LX 4.6L V8 auto
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Re: How can you guys afford house taxes? [Re: Chris142] #4638821
01/18/18 02:18 PM
01/18/18 02:18 PM
Joined: Jul 2005
Posts: 30,442
NY
demarpaint Offline
demarpaint  Offline
Joined: Jul 2005
Posts: 30,442
NY
If a grand a month for taxes is too much stay away from Nassau county Long Island. Any good area in Nassau is going to cost a grand a month or more for taxes.


God Bless Our Troops

Re: How can you guys afford house taxes? [Re: Chris142] #4638827
01/18/18 02:22 PM
01/18/18 02:22 PM
Joined: Aug 2005
Posts: 7,135
Leamington, ON, Canada ..... r...
Papa Bear Offline
Papa Bear  Offline
Joined: Aug 2005
Posts: 7,135
Leamington, ON, Canada ..... r...
Our yearly house tax is ~$2,000.00 Can.


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Re: How can you guys afford house taxes? [Re: Mr Nice] #4638830
01/18/18 02:24 PM
01/18/18 02:24 PM
Joined: Dec 2016
Posts: 6,259
Waco, TX
Linctex Offline
Linctex  Offline
Joined: Dec 2016
Posts: 6,259
Waco, TX
Originally Posted By: Mr Nice

Few want to live in a ghetto just to pay low taxes.


I don't live in a ghetto... just VERY rural/remote with a partial "agricultural/timber exemption"


"The evidence demands a verdict".
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Re: How can you guys afford house taxes? [Re: Chris142] #4638836
01/18/18 02:27 PM
01/18/18 02:27 PM
Joined: Jun 2003
Posts: 17,363
Deplorable in apple valley, ca
Chris142 Offline OP
Chris142  Offline OP
Joined: Jun 2003
Posts: 17,363
Deplorable in apple valley, ca
I am not in the ghetto either. Have a house on a hill with a great view and 10 acres to play on.


02 Wrangler durablend 10w40
87 F250 traveler 15w40
04 Tahoe super-s 10w30
Z400 castrol T 10w40
Can am maveric edge 5w40
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Re: How can you guys afford house taxes? [Re: mbacfp] #4638868
01/18/18 03:05 PM
01/18/18 03:05 PM
Joined: Oct 2014
Posts: 3,902
Utah
CKN Offline
CKN  Offline
Joined: Oct 2014
Posts: 3,902
Utah
Originally Posted By: mbacfp
Yes, but some of those states have lower income taxes, sales taxes, etc. In CA, property tax is around 1.25% of assessed value. Sales tax is around 7.50% or so and CA income tax up to 10% (highest tax bracket). I would argue have to look at total cost to learning anything. I forgot the gas taxes and DMV fees...depressing.


You forgot to mention the "price of admission" in California real estate is easily $400,000.00

Those paying low real estate taxes in California have lived in their house a very,very long time. Very, very few (with the influx of new population) are seeing the benefits of prop 13 (which originally a way to keep the elderly from being evicted due to property taxes they couldn't afford).

Last edited by CKN; 01/18/18 03:09 PM.
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