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#4634334 - 01/14/18 08:52 AM Been thinking of next place to live
Finz Offline


Registered: 06/06/13
Posts: 692
Loc: Northern NJ
I’m reaching out to get some feedback on a place to live/retire.

Currently in northern NJ and can pretty much work from anywhere given the internet

Wish-list items in no particular order:

* relative close proximity to ski areas
* “reasonable” taxes
* a nice chunk of land for gardening and general spreading out. Maybe chickens/small livestock
* prefer a coastal state on east coast
* stay within several hours of the kids who are in the NJ/PA neighborhoods
* would like there to be water on the property


The Catskills region probably fits everything I’m looking for except I’ve always heard NY is the absolute pits when it comes to taxes. Both in and property

Back in the ‘60s, my parents bought an inoperative farm in Underhill, VT. Had a farm house and a barn. Renovated 1/3 of the barn to living quarters and rented out the house. Been using it ever since but the upkeep has outgrown my wallet... the rental house was vacated and burglarized where all the copper was stolen and insurance didn’t cover. The barn is awesome but the problem is it’s a solid 6 hours away so some real thought has to be put into going up there.... can’t be a last-minute decision for a number of reasons

I would not be opposed to buying land and building. Love the idea of getting one of those log cabins you see on display as you drive up the northway (87) but I know nothing about them and their practicality but do know a marginally sized unit to accommodate the kids and, hopefully, grandchildren would run upwards of $180k +. A pre-fab might make more sense as, at least I can work/modify/add on to a regular structure like that

As you can tell, I’m at the early fishing stages here but would love to get any kind of feedback insofar as pointing me to a known location

So what are my chances of finding a nice area and who has any familiarity with a region?

Thank you

Edited: forgot to indicate money: Next to none. At this early stage, I’d say a budge of $300k would be a stretch



Edited by Finz (01/14/18 08:56 AM)
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#4634355 - 01/14/18 09:02 AM Re: Been thinking of next place to live [Re: Finz]
demarpaint Offline


Registered: 07/03/05
Posts: 29736
Loc: NY
I'd stay clear of NY, the entire state.
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#4634365 - 01/14/18 09:11 AM Re: Been thinking of next place to live [Re: Finz]
Audios Offline


Registered: 11/19/11
Posts: 879
Loc: Lyndhurst NJ
Whats wrong with upstate NY? You can get on a mailing list for auction or property liquidation, Im always checking out NYlandlakes.com. 7-8 acres, waterfront lot with guaranteed building lots for around 80k. Those pre fab cabins arent bad at all, you just need a slab and a septic installed first, which can add up.


Edited by Audios (01/14/18 09:12 AM)
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#4634366 - 01/14/18 09:12 AM Re: Been thinking of next place to live [Re: Finz]
AZjeff Offline


Registered: 01/14/11
Posts: 2629
Loc: PV Az
Identify your acceptable travel radius around your kid's current homes.

Identify the ski areas and draw your acceptable travel radius around them.

The intersecting areas are where you should be looking first.

Expand from there as needed or per recommendations.

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#4634368 - 01/14/18 09:14 AM Re: Been thinking of next place to live [Re: Finz]
madRiver Offline


Registered: 07/11/15
Posts: 3531
Loc: New England
NH ticks off a bunch of boxes and no income tax.

The best ski areas in state IMHO though are Wildcat and Cannon.



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#4634369 - 01/14/18 09:14 AM Re: Been thinking of next place to live [Re: demarpaint]
Kira Offline


Registered: 08/19/10
Posts: 5203
Loc: Champlain/Hudson Valley
Delaware is OK with taxes, no? ...or is it only for retirees?
How 'bout remote locations n Virginia?

I throw these out seeking answers myself.

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#4634375 - 01/14/18 09:17 AM Re: Been thinking of next place to live [Re: madRiver]
Finz Offline


Registered: 06/06/13
Posts: 692
Loc: Northern NJ
Originally Posted By: madRiver
NH ticks off a bunch of boxes and no income tax.



NH is definitely on the list as it covers everything. The only problem is I know zilch about NH. As fortunate as I was to have the pace available in VT, the “downside” is I never went anywhere else... wink
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#4634382 - 01/14/18 09:22 AM Re: Been thinking of next place to live [Re: Finz]
Finz Offline


Registered: 06/06/13
Posts: 692
Loc: Northern NJ
I just googled listings of property/land for sale near VT ski areas... lots came up:

10.x acres in Jay, VT (Jay Peak ski area): $25k
25 acres in Stratton, VT: $35k
11 acres in Ripton, VT: $40k

.... I could spend a lifetime looking at these listings.
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#4634385 - 01/14/18 09:23 AM Re: Been thinking of next place to live [Re: Kira]
Finz Offline


Registered: 06/06/13
Posts: 692
Loc: Northern NJ
Kira... Champlain Valley....? Is that NY or VT?
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#4634386 - 01/14/18 09:25 AM Re: Been thinking of next place to live [Re: Finz]
madRiver Offline


Registered: 07/11/15
Posts: 3531
Loc: New England
Originally Posted By: Finz
Originally Posted By: madRiver
NH ticks off a bunch of boxes and no income tax.



NH is definitely on the list as it covers everything. The only problem is I know zilch about NH. As fortunate as I was to have the pace available in VT, the “downside” is I never went anywhere else... wink


You can find inexpensive homes around North Conway area and it has lakes etc. Downside is drive back to NJ. I live on Seacoast and about 5.5 hrs from NYC if no traffic. I am 1.5-2hr from Conway ski areas but have ski Home there we rent to foreign summer migrant labor in summer. Between Seacoast and North Conway it’s cheap to live and plenty of lakes and ponds.

Also depends on what kind of skiing you like?

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#4634399 - 01/14/18 09:34 AM Re: Been thinking of next place to live [Re: madRiver]
Finz Offline


Registered: 06/06/13
Posts: 692
Loc: Northern NJ
Thanks madriver,,,

I grew up skiing Smugglers Notch so New England skiing with its cold, ice, and exposed rock is the norm for me

Would love to ski the moguls like I used to but that was a while ago.. However, I do like to ski fast

My wife and daughters would prefer blues

I’m not at all familiar with Conway... will look it up
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#4634402 - 01/14/18 09:37 AM Re: Been thinking of next place to live [Re: Finz]
demarpaint Offline


Registered: 07/03/05
Posts: 29736
Loc: NY
NH is appealing, however my wife is not a fan of cold weather.
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#4634403 - 01/14/18 09:39 AM Re: Been thinking of next place to live [Re: Finz]
Astro14 Offline


Registered: 10/10/10
Posts: 8525
Loc: Virginia Beach
Originally Posted By: Finz
I just googled listings of property/land for sale near VT ski areas... lots came up:

10.x acres in Jay, VT (Jay Peak ski area): $25k
25 acres in Stratton, VT: $35k
11 acres in Ripton, VT: $40k

.... I could spend a lifetime looking at these listings.


Having shopped extensively in Vermont, and bought land in Stowe, and built a house on it, those listings are specious...

Yes, that's the price of land. But it's rural. On a dirt road. Maybe several hundred yards from the nearest power line. Maybe more.

Have you costed in what it costs to put in a well? ($5K and up)
Install an Act 250-compliant septic (likely a mound, $15K and up)
And bring electric power to the site? ($5K up to $50K depending on the nearest line)
Oh, and you wanted Internet and phone? Better add the cost running a half mile of that wire, too...

Now that you're into the lot for $150K, it's time to start building...and since the frost line is deeper, and you'll need a full basement, you've got to go down pretty far, which means you'll hit some rock that has to be blasted, so...


Edited by Astro14 (01/14/18 09:40 AM)
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#4634404 - 01/14/18 09:40 AM Re: Been thinking of next place to live [Re: Finz]
andyd Offline


Registered: 09/25/04
Posts: 7125
Loc: Marshfield , MA
Lessee,has to be cheap, has to be close to relatives and skiing. Acreage,
maybe water.. You have the same problem as the guy who modifies his daily driver. Powerful, reliable, cheap. Pick 2. My take is the more taxes you pay, the better the infra-structure. Be aware, I consider education as a crucial part of infra-structure. I want smart people taking care of things.

NH has no income tax. NH uses property taxes. IMO. the infra structure suffers due to this system. hide


Edited by andyd (01/14/18 09:53 AM)
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#4634413 - 01/14/18 09:53 AM Re: Been thinking of next place to live [Re: Finz]
Delta Offline


Registered: 04/20/14
Posts: 1139
Loc: South Central PA
What about PA? Pretty much hits your list, and certain counties are dirt cheap as far as property taxes go. Where I live it's a 30 minute drive to a ski-resort (Whitetail Ski Resort) and a 15 minute ride North gets you on the PA Turnpike which will take you to alot of places. $300K will get you ALOT of house in my county, but maybe not so much in neighboring counties.
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