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How do you get a salvage title for your vehicle #4570744
11/11/17 11:39 AM
11/11/17 11:39 AM
Joined: Mar 2013
Posts: 3,298
southern mo
ram_man Offline OP
ram_man  Offline OP
Joined: Mar 2013
Posts: 3,298
southern mo
Hey everyone so I'm in an interesting situation. The ex wife's or cruiser was totalled. Pretty minor damage but since it's not worth much it was totaled. We both own the car as she had a loan on it. So we paid the loan off when it happened and the insurance wrote the check to us for the amount the car was worth minus $208 to keep the car . So now the car is ours but how do we get a salvage title. I was going to keep it fix it and sell it . But I'm not very familiar with the titling process and I'm not exactly very trusting of my ex wife. Does the insurance issue a salvage title or do I need to go to the DMV?


2014 dodge dart GT
1995 Dodge ram 1500


Re: How do you get a salvage title for your vehicle [Re: ram_man] #4570753
11/11/17 11:44 AM
11/11/17 11:44 AM
Joined: Oct 2002
Posts: 36,282
Great Lakes
Quattro Pete Offline
Quattro Pete  Offline
Joined: Oct 2002
Posts: 36,282
Great Lakes
Titles are issued by DMV, so that's who you need to contact. A new title has to be issued now anyway since the lien has been paid off.


'02 530i (Edge 0W-40)
'15 Q5 3.0T (Edge 5W-40)
'18 Charger SRT (FF)
Re: How do you get a salvage title for your vehicle [Re: ram_man] #4570759
11/11/17 11:50 AM
11/11/17 11:50 AM
Joined: Oct 2005
Posts: 4,394
Atlanta
DuckRyder Offline
DuckRyder  Offline
Joined: Oct 2005
Posts: 4,394
Atlanta
What year is the PT Cruiser? Also, why was it totaled? The insurance company should have explained what you need to do.

Last edited by DuckRyder; 11/11/17 11:54 AM.

Robert
  • 2007 Toyota Prius Touring
  • 2005 Honda Civic Sedan
  • 1972 Ford F100
Re: How do you get a salvage title for your vehicle [Re: ram_man] #4570762
11/11/17 11:52 AM
11/11/17 11:52 AM
Joined: Dec 2014
Posts: 1,671
'murica
Ethan1 Offline
Ethan1  Offline
Joined: Dec 2014
Posts: 1,671
'murica
Obviously every state is different, so take all advice with a grain of salt. Did the insurance company even make you send them the title in? Sometimes when you keep the car, the title isn't affected thumbsup

Re: How do you get a salvage title for your vehicle [Re: Quattro Pete] #4570766
11/11/17 11:56 AM
11/11/17 11:56 AM
Joined: Dec 2014
Posts: 1,671
'murica
Ethan1 Offline
Ethan1  Offline
Joined: Dec 2014
Posts: 1,671
'murica
Originally Posted By: Quattro Pete
A new title has to be issued now anyway since the lien has been paid off.


Maybe in your state. Some states you just need to keep hold of the letter from the bank saying that it's paid off, or have a branch manager sign off on the title. That's why it's reeeeal hard to give advice across state lines.

Re: How do you get a salvage title for your vehicle [Re: Ethan1] #4570769
11/11/17 12:00 PM
11/11/17 12:00 PM
Joined: Dec 2016
Posts: 6,226
Waco, TX
Linctex Offline
Linctex  Offline
Joined: Dec 2016
Posts: 6,226
Waco, TX
Originally Posted By: Ethan1
Did the insurance company even make you send them the title in?
Sometimes when you keep the car, the title isn't affected


^^This has been my experience.... ^^

If the title hasn't been modified, it won't be a "salvage" title.


"The evidence demands a verdict".
(Re:VOA)"it's nearly impossible to actually know the particular additives that are in there at what concentrations."
Re: How do you get a salvage title for your vehicle [Re: ram_man] #4570771
11/11/17 12:01 PM
11/11/17 12:01 PM
Joined: Jun 2003
Posts: 33,071
ME
eljefino Offline
eljefino  Offline
Joined: Jun 2003
Posts: 33,071
ME
If you paid the loan off you already have the title. If your state is an e-title state go check with your DMV. Sounds like you may have a clean title and not know it!

What does your current wife think of this situation? When you write "we will fix" it sounds like you will fix, and the ex-wife will profit.

You could look her in the eye and say, "Learn to drive better" and walk away, but I guess that's outside the scope of this question.

Step 1 is to get a paper title of some sort and tell us what it says. E-title states can print off a paper one.
Step 2 is to get working on fixing this car. Don't do it until step 1 is complete.

Re: How do you get a salvage title for your vehicle [Re: eljefino] #4570784
11/11/17 12:19 PM
11/11/17 12:19 PM
Joined: Mar 2013
Posts: 3,298
southern mo
ram_man Offline OP
ram_man  Offline OP
Joined: Mar 2013
Posts: 3,298
southern mo
Originally Posted By: eljefino
If you paid the loan off you already have the title. If your state is an e-title state go check with your DMV. Sounds like you may have a clean title and not know it!

What does your current wife think of this situation? When you write "we will fix" it sounds like you will fix, and the ex-wife will profit.

You could look her in the eye and say, "Learn to drive better" and walk away, but I guess that's outside the scope of this question.

Step 1 is to get a paper title of some sort and tell us what it says. E-title states can print off a paper one.
Step 2 is to get working on fixing this car. Don't do it until step 1 is complete.


Well it wasn't her fault she was parked and backed into. Broke the headlight and fender and dented the hood and kinked the bumper. She got to keep the insurance check to buy a new car and I get the cruiser to do with what I want.


2014 dodge dart GT
1995 Dodge ram 1500


Re: How do you get a salvage title for your vehicle [Re: Linctex] #4570788
11/11/17 12:26 PM
11/11/17 12:26 PM
Joined: Mar 2013
Posts: 3,298
southern mo
ram_man Offline OP
ram_man  Offline OP
Joined: Mar 2013
Posts: 3,298
southern mo
Originally Posted By: Linctex
Originally Posted By: Ethan1
Did the insurance company even make you send them the title in?
Sometimes when you keep the car, the title isn't affected


^^This has been my experience.... ^^

If the title hasn't been modified, it won't be a "salvage" title.


They didn't take the title so I assume it's not been modified how does that work?


2014 dodge dart GT
1995 Dodge ram 1500


Re: How do you get a salvage title for your vehicle [Re: ram_man] #4570793
11/11/17 12:30 PM
11/11/17 12:30 PM
Joined: Oct 2005
Posts: 4,394
Atlanta
DuckRyder Offline
DuckRyder  Offline
Joined: Oct 2005
Posts: 4,394
Atlanta
A quick google search will turn up the MO salvage laws...

Hint, my question about what year the PT Cruiser is - is key.


Robert
  • 2007 Toyota Prius Touring
  • 2005 Honda Civic Sedan
  • 1972 Ford F100
Re: How do you get a salvage title for your vehicle [Re: DuckRyder] #4570803
11/11/17 12:44 PM
11/11/17 12:44 PM
Joined: Mar 2013
Posts: 3,298
southern mo
ram_man Offline OP
ram_man  Offline OP
Joined: Mar 2013
Posts: 3,298
southern mo
Originally Posted By: DuckRyder
A quick google search will turn up the MO salvage laws...

Hint, my question about what year the PT Cruiser is - is key.

It's a 2003


2014 dodge dart GT
1995 Dodge ram 1500


Re: How do you get a salvage title for your vehicle [Re: ram_man] #4570806
11/11/17 12:49 PM
11/11/17 12:49 PM
Joined: Oct 2005
Posts: 4,394
Atlanta
DuckRyder Offline
DuckRyder  Offline
Joined: Oct 2005
Posts: 4,394
Atlanta
Originally Posted By: ram_man
Originally Posted By: DuckRyder
A quick google search will turn up the MO salvage laws...

Hint, my question about what year the PT Cruiser is - is key.

Itís a 2003


Then according to what I find it doesnít need a salvage title... Indeed doesnít qualify for one

https://www.dmv.org/mo-missouri/salvaged-vehicles.php

(Note this isnít an actual .gov site so Iíd suggest that you do a bit more in depth research to confirm it)


Robert
  • 2007 Toyota Prius Touring
  • 2005 Honda Civic Sedan
  • 1972 Ford F100
Re: How do you get a salvage title for your vehicle [Re: ram_man] #4570810
11/11/17 12:52 PM
11/11/17 12:52 PM
Joined: Oct 2002
Posts: 22,158
Colorado Springs
Drew99GT Offline
Drew99GT  Offline
Joined: Oct 2002
Posts: 22,158
Colorado Springs
Yea, my car has been "totaled" twice and still has the original title!

Re: How do you get a salvage title for your vehicle [Re: ram_man] #4570812
11/11/17 12:55 PM
11/11/17 12:55 PM
Joined: Feb 2013
Posts: 10,682
Phoenix, AZ
Nick1994 Online content
Nick1994  Online Content
Joined: Feb 2013
Posts: 10,682
Phoenix, AZ
Here in AZ when my Camry was totaled, after the insurance company deemed it as a complete loss the requirement was that I went to a DMV location (I went to a 3rd party one) and had to tell them to brand the title as "salvage". Once I did that and I took the title back to the insurance company's office and showed them, they wrote me a check for the car's value minus the buyback. Then at that point the car was not legally able to be driven on the road without temporary registration. I drove it anyways.. I had to take it to an inspection station to get it inspected to make sure it was safe for the road. After it was inspected and it passed, I took the title back to that DMV location with the inspection report and they changed the title to "Restored Salvage" and i was as then able to re-register the car for the road.


2015 Hyundai Sonata 2.4L 84k Mobil 1 AFE 0w30 & OEM
2000 Toyota Camry 2.2L 230k Valvoline 5w30 & Fram Ultra
1996 Jeep Cherokee 4.0L 147k Mobil 1 HM 10w40 & Fram Ultra
Re: How do you get a salvage title for your vehicle [Re: ram_man] #4570827
11/11/17 01:11 PM
11/11/17 01:11 PM
Joined: Sep 2004
Posts: 7,516
Marshfield , MA
andyd Online content
andyd  Online Content
Joined: Sep 2004
Posts: 7,516
Marshfield , MA
This is what junk yards are for. Go hunt yourself up a few good parts and make the car legal but ugly.


'16 Camry LE STP synth 0w20 and STP filter. the Fridge

1994 Ranger ,the Rat, 5w30 dino, STP filter

'16 Camry SE, Valvoline HM 0w20 and OEM filter
Thick oil is better grin2
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