Recent Topics
Old Laptop - Keeps Freezing - Help!
by reemoe2. 03/21/19 09:52 PM
Cinnamon Cake
by StevieC. 03/21/19 09:43 PM
AMALIE OILS
by kstanf150. 03/21/19 09:41 PM
oem filters
by mobilaltima. 03/21/19 09:34 PM
Magna1 10W30
by mobilaltima. 03/21/19 09:32 PM
Found triple threat
by deven. 03/21/19 09:26 PM
Chrysler Valvetrain week??
by clinebarger. 03/21/19 08:50 PM
Lisle funnel for radiator drain & fill
by paulri. 03/21/19 07:45 PM
Rattle in Catalytic Converter 2003 Suburban
by Fitz98. 03/21/19 05:59 PM
Mobil1 5W-30 EP, 8317mi, 2007 Prius Touring, 98133
by DuckRyder. 03/21/19 05:32 PM
Maxima Pro Plus 20/50 syn bike oil
by Truckedup. 03/21/19 04:54 PM
CHAMPION COS 3593A **NEW** CUT OPEN
by 53' Stude. 03/21/19 04:28 PM
NAPA PROSELECT 21348 CUT OPEN
by 53' Stude. 03/21/19 04:21 PM
Atlanta No Nonsense Honda dealer
by DuckRyder. 03/21/19 04:16 PM
Echo (PAS) - Good, Bad, Other?
by GemStater. 03/21/19 04:06 PM
Serpentine Belt - When To Change?
by Propflux01. 03/21/19 03:08 PM
Magnetic Out, ST in at Wally Auto Care Center.
by csandste. 03/21/19 02:26 PM
One license plate in a Two-Plate State
by bunnspecial. 03/21/19 02:07 PM
Newest Members
scottjeffrey, Mowata, LoneWolf04, Paperboy, Flinch
67579 Registered Users
Who's Online Now
78 registered members (Alfred_B, 2010Civic, Ama0787, ABCarr, 69GTX, 2015_PSD, 8 invisible), 1,503 guests, and 61 spiders.
Key: Admin, Global Mod, Mod
Forum Statistics
Forums67
Topics286,215
Posts4,904,411
Members67,579
Most Online2,967
Mar 10th, 2019
Donate to BITOG
Hop To
Page 1 of 2 1 2
Did I Just Get Lucky?????? #4504708
09/01/17 06:03 PM
09/01/17 06:03 PM
Joined: Jul 2015
Posts: 3,772
MD
AirgunSavant Offline OP
AirgunSavant  Offline OP

Joined: Jul 2015
Posts: 3,772
MD
Watching the Texas tragedy.......
A subdivision of houses 4 to 5 feet deep water in the front lawn.
A very sickening sight. Most don't have flood insurance and if they did it is about bankrupt anyways.

But wait. One house is on fire and no one can do anything but watch it burn.
Did this homeowner just get lucky???? It burned didn't it????? Will their insurance now pay for the loss????

Re: Did I Just Get Lucky?????? [Re: AirgunSavant] #4504719
09/01/17 06:15 PM
09/01/17 06:15 PM
Joined: Dec 2006
Posts: 78
saginaw michigan
saginawmale50 Offline
saginawmale50  Offline

Joined: Dec 2006
Posts: 78
saginaw michigan
Should federal flood insurance pay to rebuild houses in a flood plane over and over again? USA today had an article that some people have built their homes over and over again many time the value of the home.

Re: Did I Just Get Lucky?????? [Re: AirgunSavant] #4504722
09/01/17 06:16 PM
09/01/17 06:16 PM
Joined: Jan 2009
Posts: 6,801
New England
gathermewool Offline
gathermewool  Offline

Joined: Jan 2009
Posts: 6,801
New England
I thought this thread was going in a whole other off-topic direction1 Coffee2

In all seriousness, I guess it would depend on the cause of the damage.

Insurance: Lucky for you, Mr. AirgunSavant, the flood water prevented the house from burning down completely. Good news! As soon as you rebuild the entire house (which was destroyed by flood waters) we'll cover the cost of a new roof for you!


'14 Forester XT FA20DIT (Cobb Stage 1)
Edge 0W-40 + FU filter (64,774 miles)
'15 Legacy FB25 (OEM Stage, uh, neg. 7?)
Edge 0W-20 + FU filter (40,803 miles)
Re: Did I Just Get Lucky?????? [Re: saginawmale50] #4504723
09/01/17 06:16 PM
09/01/17 06:16 PM
Joined: Dec 2006
Posts: 78
saginaw michigan
saginawmale50 Offline
saginawmale50  Offline

Joined: Dec 2006
Posts: 78
saginaw michigan
Its like when the Coast Guard rescues people from a capsized ship, they dont then buy the owners a new ship.

Re: Did I Just Get Lucky?????? [Re: saginawmale50] #4504724
09/01/17 06:17 PM
09/01/17 06:17 PM
Joined: Jul 2015
Posts: 3,772
MD
AirgunSavant Offline OP
AirgunSavant  Offline OP

Joined: Jul 2015
Posts: 3,772
MD
Originally Posted By: saginawmale50
Should federal flood insurance pay to rebuild houses in a flood plane over and over again? USA today had an article that some people have built their homes over and over again many time the value of the home.


I have no issue with your comment but that was not the jist of my post.
Its was since it burned will their homeowners policy pay...

Re: Did I Just Get Lucky?????? [Re: gathermewool] #4504726
09/01/17 06:19 PM
09/01/17 06:19 PM
Joined: Jul 2015
Posts: 3,772
MD
AirgunSavant Offline OP
AirgunSavant  Offline OP

Joined: Jul 2015
Posts: 3,772
MD
Originally Posted By: gathermewool
I thought this thread was going in a whole other off-topic direction1 Coffee2

In all seriousness, I guess it would depend on the cause of the damage.

Insurance: Lucky for you, Mr. AirgunSavant, the flood water prevented the house from burning down completely. Good news! As soon as you rebuild the entire house (which was destroyed by flood waters) we'll cover the cost of a new roof for you!


The house is gone... Nothing left but the foundation.

Re: Did I Just Get Lucky?????? [Re: saginawmale50] #4504728
09/01/17 06:21 PM
09/01/17 06:21 PM
Joined: Jul 2015
Posts: 3,772
MD
AirgunSavant Offline OP
AirgunSavant  Offline OP

Joined: Jul 2015
Posts: 3,772
MD
Originally Posted By: saginawmale50
Its like when the Coast Guard rescues people from a capsized ship, they dont then buy the owners a new ship.


That analogy is not comparable.

Re: Did I Just Get Lucky?????? [Re: AirgunSavant] #4504729
09/01/17 06:21 PM
09/01/17 06:21 PM
Joined: Sep 2015
Posts: 1,693
USA
mk378 Offline
mk378  Offline

Joined: Sep 2015
Posts: 1,693
USA
They will say that the house was already destroyed by flooding before the fire. Thus there is no loss.

Re: Did I Just Get Lucky?????? [Re: AirgunSavant] #4504731
09/01/17 06:25 PM
09/01/17 06:25 PM
Joined: Jan 2009
Posts: 6,801
New England
gathermewool Offline
gathermewool  Offline

Joined: Jan 2009
Posts: 6,801
New England
Originally Posted By: AirgunSavant
Originally Posted By: gathermewool
I thought this thread was going in a whole other off-topic direction1 Coffee2

In all seriousness, I guess it would depend on the cause of the damage.

Insurance: Lucky for you, Mr. AirgunSavant, the flood water prevented the house from burning down completely. Good news! As soon as you rebuild the entire house (which was destroyed by flood waters) we'll cover the cost of a new roof for you!


The house is gone... Nothing left but the foundation.


Before or after it was destroyed by flood waters?


'14 Forester XT FA20DIT (Cobb Stage 1)
Edge 0W-40 + FU filter (64,774 miles)
'15 Legacy FB25 (OEM Stage, uh, neg. 7?)
Edge 0W-20 + FU filter (40,803 miles)
Re: Did I Just Get Lucky?????? [Re: AirgunSavant] #4504733
09/01/17 06:26 PM
09/01/17 06:26 PM
Joined: Jan 2009
Posts: 6,801
New England
gathermewool Offline
gathermewool  Offline

Joined: Jan 2009
Posts: 6,801
New England
Originally Posted By: AirgunSavant
Originally Posted By: saginawmale50
Its like when the Coast Guard rescues people from a capsized ship, they dont then buy the owners a new ship.


That analogy is not comparable.


Yea, I don't get it.


'14 Forester XT FA20DIT (Cobb Stage 1)
Edge 0W-40 + FU filter (64,774 miles)
'15 Legacy FB25 (OEM Stage, uh, neg. 7?)
Edge 0W-20 + FU filter (40,803 miles)
Re: Did I Just Get Lucky?????? [Re: gathermewool] #4504735
09/01/17 06:27 PM
09/01/17 06:27 PM
Joined: Jul 2015
Posts: 3,772
MD
AirgunSavant Offline OP
AirgunSavant  Offline OP

Joined: Jul 2015
Posts: 3,772
MD
Originally Posted By: gathermewool
Originally Posted By: AirgunSavant
Originally Posted By: gathermewool
I thought this thread was going in a whole other off-topic direction1 Coffee2

In all seriousness, I guess it would depend on the cause of the damage.

Insurance: Lucky for you, Mr. AirgunSavant, the flood water prevented the house from burning down completely. Good news! As soon as you rebuild the entire house (which was destroyed by flood waters) we'll cover the cost of a new roof for you!


The house is gone... Nothing left but the foundation.


Before or after it was destroyed by flood waters?



The truth? During, not funny but true. I'm wondering if the homeowner torched it???

Re: Did I Just Get Lucky?????? [Re: mk378] #4504736
09/01/17 06:28 PM
09/01/17 06:28 PM
Joined: Jul 2015
Posts: 3,772
MD
AirgunSavant Offline OP
AirgunSavant  Offline OP

Joined: Jul 2015
Posts: 3,772
MD
Originally Posted By: mk378
They will say that the house was already destroyed by flooding before the fire. Thus there is no loss.


No doubt!!!

Re: Did I Just Get Lucky?????? [Re: gathermewool] #4504738
09/01/17 06:33 PM
09/01/17 06:33 PM
Joined: Dec 2006
Posts: 78
saginaw michigan
saginawmale50 Offline
saginawmale50  Offline

Joined: Dec 2006
Posts: 78
saginaw michigan
Once the federal government rescues everyone, how is it that the taxpayer should help to rebuild those that did not have flood insurance? If I get flooded, Im pretty sure I dont get free anything if I dont have insurance.

Re: Did I Just Get Lucky?????? [Re: saginawmale50] #4504741
09/01/17 06:36 PM
09/01/17 06:36 PM
Joined: May 2014
Posts: 1,545
Minnesota
philipp10 Offline
philipp10  Offline

Joined: May 2014
Posts: 1,545
Minnesota
Originally Posted By: saginawmale50
Once the federal government rescues everyone, how is it that the taxpayer should help to rebuild those that did not have flood insurance? If I get flooded, Im pretty sure I dont get free anything if I dont have insurance.


What makes you think the feds will pay to re-build a home that did not have flood insurance. They won't.... the most they will do is offer SBA loans.

Last edited by philipp10; 09/01/17 06:37 PM.
Re: Did I Just Get Lucky?????? [Re: AirgunSavant] #4504742
09/01/17 06:36 PM
09/01/17 06:36 PM
Joined: Feb 2013
Posts: 11,343
Phoenix, AZ
Nick1994 Online content
Nick1994  Online Content

Joined: Feb 2013
Posts: 11,343
Phoenix, AZ
Flooding might have caused an electrical problem, which may have lead to the fire.

Probably not covered.

And even if it wasn't related, insurance will probably only cover a portion, since it was already ruined.

The ideal situation would be for the house to catch fire the day before the flooding


2015 Hyundai Sonata 2.4L 92k STP Synthetic HM 10w30 & Wix
2000 Toyota Camry 2.2L 233k Mobil Super HM 10w40 & Fram Ultra
1996 Jeep Cherokee 4.0L 148k Mobil 1 HM 10w40 & Fram Ultra
Page 1 of 2 1 2
Previous Thread
Index
Next Thread

BOB IS THE OIL GUY® Powered by UBB.threads™