Recent Topics
ProMotive PH 2500 CUT OPEN
by car51
06/20/18 04:54 PM
go green or Dexcool?
by umungus1122
06/20/18 04:50 PM
Latest info on ExxonMobil synthetic base stocks
by Gokhan
06/20/18 04:49 PM
Pennzoil Platinum 5w30 - $3.21/qt Amazon
by SnowmanCO
06/20/18 04:37 PM
What Is Dexos Oil?
by mx5miata
06/20/18 04:27 PM
Hail damage means newer vehicle time!
by ZZman
06/20/18 03:39 PM
Trouble with Grease Gun
by tc1446
06/20/18 02:30 PM
Toyota brand conventional (TGMO)
by Jaha24k
06/20/18 01:45 PM
Any synthetic oil rebates currently or soon?
by 07Piloteer
06/20/18 01:32 PM
2018 Hyundai elantra motor oil
by kapama
06/20/18 01:00 PM
SN Plus on shelves
by 03s
06/20/18 12:23 PM
Group 90 Battery - 45 vs 60aH rating
by The Critic
06/20/18 12:19 PM
Tire on Church 15 Passenger Van
by Gebo
06/20/18 11:58 AM
Battery Disconnect Switch?
by Pike51
06/20/18 11:35 AM
03 Maxima Cam sensor questions
by LeakySeals
06/20/18 11:09 AM
Wood Fairing?? Yes, and it's beautiful!
by webfors
06/20/18 11:08 AM
2006 Prius
by Kira
06/20/18 11:06 AM
Amsoil XL 5w30, 10K OCI, 2006 Expeditition
by meborder
06/20/18 10:18 AM
Mouse Visiting Car
by Ifixyawata
06/20/18 10:07 AM
Hit a shopping cart at 30mph
by LeakySeals
06/20/18 10:00 AM
Newest Members
Ilia, nmac9, Theraven, battleman13, Shassis
65278 Registered Users
Who's Online
84 registered (9050lx, 2002 Maxima SE, 28oz, 92saturnsl2, 1JZ_E46, 7 invisible), 1607 Guests and 40 Spiders online.
Key: Admin, Global Mod, Mod
Forum Stats
65278 Members
67 Forums
285661 Topics
4767358 Posts

Max Online: 3590 @ 01/24/17 08:07 PM
Donate to BITOG
Page 1 of 2 1 2 >
Topic Options
#4504708 - 09/01/17 06:03 PM Did I Just Get Lucky??????
AirgunSavant Offline


Registered: 07/22/15
Posts: 3772
Loc: MD
Watching the Texas tragedy.......
A subdivision of houses 4 to 5 feet deep water in the front lawn.
A very sickening sight. Most don't have flood insurance and if they did it is about bankrupt anyways.

But wait. One house is on fire and no one can do anything but watch it burn.
Did this homeowner just get lucky???? It burned didn't it????? Will their insurance now pay for the loss????

Top
#4504719 - 09/01/17 06:15 PM Re: Did I Just Get Lucky?????? [Re: AirgunSavant]
saginawmale50 Offline


Registered: 12/16/06
Posts: 66
Loc: saginaw michigan
Should federal flood insurance pay to rebuild houses in a flood plane over and over again? USA today had an article that some people have built their homes over and over again many time the value of the home.

Top
#4504722 - 09/01/17 06:16 PM Re: Did I Just Get Lucky?????? [Re: AirgunSavant]
gathermewool Offline


Registered: 01/09/09
Posts: 5987
I thought this thread was going in a whole other off-topic direction1 Coffee2

In all seriousness, I guess it would depend on the cause of the damage.

Insurance: Lucky for you, Mr. AirgunSavant, the flood water prevented the house from burning down completely. Good news! As soon as you rebuild the entire house (which was destroyed by flood waters) we'll cover the cost of a new roof for you!

Top
#4504723 - 09/01/17 06:16 PM Re: Did I Just Get Lucky?????? [Re: saginawmale50]
saginawmale50 Offline


Registered: 12/16/06
Posts: 66
Loc: saginaw michigan
Its like when the Coast Guard rescues people from a capsized ship, they dont then buy the owners a new ship.

Top
#4504724 - 09/01/17 06:17 PM Re: Did I Just Get Lucky?????? [Re: saginawmale50]
AirgunSavant Offline


Registered: 07/22/15
Posts: 3772
Loc: MD
Originally Posted By: saginawmale50
Should federal flood insurance pay to rebuild houses in a flood plane over and over again? USA today had an article that some people have built their homes over and over again many time the value of the home.


I have no issue with your comment but that was not the jist of my post.
Its was since it burned will their homeowners policy pay...

Top
#4504726 - 09/01/17 06:19 PM Re: Did I Just Get Lucky?????? [Re: gathermewool]
AirgunSavant Offline


Registered: 07/22/15
Posts: 3772
Loc: MD
Originally Posted By: gathermewool
I thought this thread was going in a whole other off-topic direction1 Coffee2

In all seriousness, I guess it would depend on the cause of the damage.

Insurance: Lucky for you, Mr. AirgunSavant, the flood water prevented the house from burning down completely. Good news! As soon as you rebuild the entire house (which was destroyed by flood waters) we'll cover the cost of a new roof for you!


The house is gone... Nothing left but the foundation.

Top
#4504728 - 09/01/17 06:21 PM Re: Did I Just Get Lucky?????? [Re: saginawmale50]
AirgunSavant Offline


Registered: 07/22/15
Posts: 3772
Loc: MD
Originally Posted By: saginawmale50
Its like when the Coast Guard rescues people from a capsized ship, they dont then buy the owners a new ship.


That analogy is not comparable.

Top
#4504729 - 09/01/17 06:21 PM Re: Did I Just Get Lucky?????? [Re: AirgunSavant]
mk378 Online   content


Registered: 09/27/15
Posts: 1417
Loc: USA
They will say that the house was already destroyed by flooding before the fire. Thus there is no loss.

Top
#4504731 - 09/01/17 06:25 PM Re: Did I Just Get Lucky?????? [Re: AirgunSavant]
gathermewool Offline


Registered: 01/09/09
Posts: 5987
Originally Posted By: AirgunSavant
Originally Posted By: gathermewool
I thought this thread was going in a whole other off-topic direction1 Coffee2

In all seriousness, I guess it would depend on the cause of the damage.

Insurance: Lucky for you, Mr. AirgunSavant, the flood water prevented the house from burning down completely. Good news! As soon as you rebuild the entire house (which was destroyed by flood waters) we'll cover the cost of a new roof for you!


The house is gone... Nothing left but the foundation.


Before or after it was destroyed by flood waters?

Top
#4504733 - 09/01/17 06:26 PM Re: Did I Just Get Lucky?????? [Re: AirgunSavant]
gathermewool Offline


Registered: 01/09/09
Posts: 5987
Originally Posted By: AirgunSavant
Originally Posted By: saginawmale50
Its like when the Coast Guard rescues people from a capsized ship, they dont then buy the owners a new ship.


That analogy is not comparable.


Yea, I don't get it.

Top
#4504735 - 09/01/17 06:27 PM Re: Did I Just Get Lucky?????? [Re: gathermewool]
AirgunSavant Offline


Registered: 07/22/15
Posts: 3772
Loc: MD
Originally Posted By: gathermewool
Originally Posted By: AirgunSavant
Originally Posted By: gathermewool
I thought this thread was going in a whole other off-topic direction1 Coffee2

In all seriousness, I guess it would depend on the cause of the damage.

Insurance: Lucky for you, Mr. AirgunSavant, the flood water prevented the house from burning down completely. Good news! As soon as you rebuild the entire house (which was destroyed by flood waters) we'll cover the cost of a new roof for you!


The house is gone... Nothing left but the foundation.


Before or after it was destroyed by flood waters?



The truth? During, not funny but true. I'm wondering if the homeowner torched it???

Top
#4504736 - 09/01/17 06:28 PM Re: Did I Just Get Lucky?????? [Re: mk378]
AirgunSavant Offline


Registered: 07/22/15
Posts: 3772
Loc: MD
Originally Posted By: mk378
They will say that the house was already destroyed by flooding before the fire. Thus there is no loss.


No doubt!!!

Top
#4504738 - 09/01/17 06:33 PM Re: Did I Just Get Lucky?????? [Re: gathermewool]
saginawmale50 Offline


Registered: 12/16/06
Posts: 66
Loc: saginaw michigan
Once the federal government rescues everyone, how is it that the taxpayer should help to rebuild those that did not have flood insurance? If I get flooded, Im pretty sure I dont get free anything if I dont have insurance.

Top
#4504741 - 09/01/17 06:36 PM Re: Did I Just Get Lucky?????? [Re: saginawmale50]
philipp10 Offline


Registered: 05/09/14
Posts: 1171
Loc: Minnesota
Originally Posted By: saginawmale50
Once the federal government rescues everyone, how is it that the taxpayer should help to rebuild those that did not have flood insurance? If I get flooded, Im pretty sure I dont get free anything if I dont have insurance.


What makes you think the feds will pay to re-build a home that did not have flood insurance. They won't.... the most they will do is offer SBA loans.


Edited by philipp10 (09/01/17 06:37 PM)

Top
#4504742 - 09/01/17 06:36 PM Re: Did I Just Get Lucky?????? [Re: AirgunSavant]
Nick1994 Offline


Registered: 02/19/13
Posts: 10102
Loc: Phoenix, AZ
Flooding might have caused an electrical problem, which may have lead to the fire.

Probably not covered.

And even if it wasn't related, insurance will probably only cover a portion, since it was already ruined.

The ideal situation would be for the house to catch fire the day before the flooding
_________________________
2015 Hyundai Sonata 2.4L 79k PU 5w30 & OEM
2000 Toyota Camry 2.2L 228k M1 AFE 0w30 & Wix
1996 Jeep Cherokee 4.0L 146k M1 HM 10w40 & Fram Ultra

Top
Page 1 of 2 1 2 >