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who's in charge of the checkbook in your household #4492334
08/18/17 09:46 PM
08/18/17 09:46 PM
Joined: Nov 2009
Posts: 4,941
Houston, Texas
motor_oil_madman Offline OP
motor_oil_madman  Offline OP
Joined: Nov 2009
Posts: 4,941
Houston, Texas
So with my limited experience with women I figured I'd ask on here. I periodically have customers that talk about how their wife seems to be in charge of the budget and keeping track of the money. Sounds horrible to me, but okay. I always thought that the women spent the money oh shopping sprees, not actually keep track of it. lol


2007.5 dodge cummins 6.7 liter. Chevron Delo400 15w40. 7000 mile or 250-300hr intervals.

Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492340
08/18/17 09:52 PM
08/18/17 09:52 PM
Joined: Dec 2011
Posts: 4,743
North Carolina
rooflessVW Offline
rooflessVW  Offline
Joined: Dec 2011
Posts: 4,743
North Carolina
I handle the in, and my wife handles the out. We keep each other in check when it comes to miscellaneous spending.


"Zed's dead baby, Zed's dead."
Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492344
08/18/17 09:54 PM
08/18/17 09:54 PM
Joined: Mar 2004
Posts: 20,758
Upstate NY
Donald Offline
Donald  Offline
Joined: Mar 2004
Posts: 20,758
Upstate NY
If your married you need to move to an "our" money vs hers and mine. But it can be done slowly. At the least have a joint checking account and each dump money in it to pay common expenses.

Easiest if both work and earn similar salary.

It's important each has some money to spend as they wish.


2015 Subaru Forester 2.5 engine/CVT
2015 Ford F250 w/Powerstroke
2016 Subaru Crosstrek CVT (wife's)
Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492348
08/18/17 10:00 PM
08/18/17 10:00 PM
Joined: Jul 2002
Posts: 4,390
KY
MCompact Offline
MCompact  Offline
Joined: Jul 2002
Posts: 4,390
KY
I pay @95% of our bills online. My wife balances the checkbook. We use an online budgeting tool and its associated app to track income, expenses, and savings.


Mine:
2014 M235i
1999 Wrangler Sahara
1995 318ti Club Sport

Wife's:
2009 Cooper Clubman

Son's
2009 328i

Buy what makes you smile...
Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492371
08/18/17 10:31 PM
08/18/17 10:31 PM
Joined: Dec 2006
Posts: 18,628
Dallas,Tx USA
aquariuscsm Offline
aquariuscsm  Offline
Joined: Dec 2006
Posts: 18,628
Dallas,Tx USA
With us,it's completely 50-50. We're a team,what's hers is mine and what's mine is hers. Everything is "ours" so everything is "our responsibility". That's the only way it'll work out. If there's not total and complete trust and respect,forget it. Every aspect of a successful relationship has to be completely transparent.


1996 Nissan 300ZX 5-speed,Arctic Pearl(#175 of 300)
Quaker State Ultimate Durability 10W30
2012 Honda Accord Coupe EX-L 2.4,auto,San Marino Red
Quaker State Ultimate Durability 5W20

Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492382
08/18/17 10:49 PM
08/18/17 10:49 PM
Joined: Jul 2003
Posts: 4,751
New Zealand
Silk Online content
Silk  Online Content
Joined: Jul 2003
Posts: 4,751
New Zealand
What's a ''checkbook ?'' I have a weekly allowance paid into a seperate account, and I have to save up for stuff I want. I don't know what happens to the rest of the money, and don't want to know.


1987 BMW R65 - Penrite V Twin 20/50
2005 Nissan Expert - Gulf Western 10W-40
1996 Volvo T5 - Penrite HPR15 - 15W-60. Ryco syntec filter.
Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492395
08/18/17 11:02 PM
08/18/17 11:02 PM
Joined: Dec 2014
Posts: 1,429
NY, USA, etc.
oilpsi2high Offline
oilpsi2high  Offline
Joined: Dec 2014
Posts: 1,429
NY, USA, etc.
Isn't marriage part of being on a team? It should be "our money."

Re: who's in charge of the checkbook in your household [Re: aquariuscsm] #4492400
08/18/17 11:07 PM
08/18/17 11:07 PM
Joined: May 2010
Posts: 9,047
North Carolina
spasm3 Offline
spasm3  Offline
Joined: May 2010
Posts: 9,047
North Carolina
Originally Posted By: aquariuscsm
With us,it's completely 50-50. We're a team,what's hers is mine and what's mine is hers. Everything is "ours" so everything is "our responsibility". That's the only way it'll work out. If there's not total and complete trust and respect,forget it. Every aspect of a successful relationship has to be completely transparent.


+1000

Well said. We have 1 checking account 1 money market and 1 savings, all joint. I do have a healthcare credit union account, i use it only to payroll deduct an amount each month that i use to pay property taxes.


13 elantra 70k 5w30 QSUD
03 chevy avalanche79k synpwr 10w30
01 saturnsc1 185k synpwr rebuilt
17 mazda cx-5 5600 miles m1 0w30
Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492425
08/18/17 11:36 PM
08/18/17 11:36 PM
Joined: Nov 2013
Posts: 864
Central Coast California
RedOakRanch Offline
RedOakRanch  Offline
Joined: Nov 2013
Posts: 864
Central Coast California
The wife and she is truly exceptional. She can budget a vacation for a year and has never paid interest on a credit card. She's paid every car loan off early and gets sick even thinking about debt! I handle the retirement side and she handles everything else. I buy what I want and when I peek at the checking account 3-4 times a year it's 5 figures so I can't complain.


1994 Ford Crown Vic 207k-Frankenbrew 0w20,30,40!
2005 Chevy 1500 Crewcab 4X4 180k-BC 0w30 $2/qt
2016 Outback 2.5 Limited 60k-shop brand?
Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492426
08/18/17 11:37 PM
08/18/17 11:37 PM
Joined: Nov 2013
Posts: 864
Central Coast California
RedOakRanch Offline
RedOakRanch  Offline
Joined: Nov 2013
Posts: 864
Central Coast California
Also all my friends who make similar $$$ live paycheck to paycheck, sad.


1994 Ford Crown Vic 207k-Frankenbrew 0w20,30,40!
2005 Chevy 1500 Crewcab 4X4 180k-BC 0w30 $2/qt
2016 Outback 2.5 Limited 60k-shop brand?
Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492444
08/19/17 12:06 AM
08/19/17 12:06 AM
Joined: Jul 2017
Posts: 309
PR CA, USA
2strokeNorthstar Offline
2strokeNorthstar  Offline
Joined: Jul 2017
Posts: 309
PR CA, USA
Don't even have a checkbook.

Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492450
08/19/17 12:16 AM
08/19/17 12:16 AM
Joined: Jul 2010
Posts: 18,692
PNW
ZeeOSix Offline
ZeeOSix  Offline
Joined: Jul 2010
Posts: 18,692
PNW
Originally Posted By: motor_oil_madman
So with my limited experience with women I figured I'd ask on here. I periodically have customers that talk about how their wife seems to be in charge of the budget and keeping track of the money. Sounds horrible to me, but okay. I always thought that the women spent the money oh shopping sprees, not actually keep track of it. lol

She keeps track of her money, and spends your money ! LOL

Re: who's in charge of the checkbook in your household [Re: aquariuscsm] #4492457
08/19/17 12:24 AM
08/19/17 12:24 AM
Joined: Jul 2008
Posts: 1,090
British Columbia, Canada
ecotourist Offline
ecotourist  Offline
Joined: Jul 2008
Posts: 1,090
British Columbia, Canada
Originally Posted By: aquariuscsm
With us,it's completely 50-50. We're a team,what's hers is mine and what's mine is hers. Everything is "ours" so everything is "our responsibility". That's the only way it'll work out. If there's not total and complete trust and respect,forget it. Every aspect of a successful relationship has to be completely transparent.

Well said.

We do have separate investment accounts for income tax purposes.


2000 BMW 528i 5MT
2007 Honda Accord EX-L 4Door V6 6MT
Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492495
08/19/17 02:23 AM
08/19/17 02:23 AM
Joined: Jun 2017
Posts: 209
NY
DdDd Offline
DdDd  Offline
Joined: Jun 2017
Posts: 209
NY
Checkbooks? What are those?!?

It's kinda nice having your money on a smartphone. Good luck getting past the fingerprint scanner honey!

Re: who's in charge of the checkbook in your household [Re: motor_oil_madman] #4492520
08/19/17 06:01 AM
08/19/17 06:01 AM
Joined: May 2005
Posts: 10,279
ROCHESTER, NY
Char Baby Offline
Char Baby  Offline
Joined: May 2005
Posts: 10,279
ROCHESTER, NY
Both of us!
We've been on the same page for 40 yrs with our bills.
We've know what's coming in & going out.
Everything in our lives is paid off & we've been mortgage free since 1995...a nice feeling!


"Retired"
-----------------------------------

'80 Firebird FORMULA V8/4bbl-purchased "NEW"
'15 Nissan Altima 2.5 SV
'15 Honda Civic LX(17K)
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