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Good Frugal Saving Habits, Tips, Sites, Ideas??? #4454857
07/09/17 10:59 PM
07/09/17 10:59 PM
Joined: May 2017
Posts: 69
Arlen Texas..... (Houston)
TX_1821 Offline OP
TX_1821  Offline OP
Joined: May 2017
Posts: 69
Arlen Texas..... (Houston)
Hello yall!!

Really love this forum and I see some of you are beautifully detailed...
To the point of maybe being a bit obsessive, But I love it!!! cheers

That being said what are some tricks, tips, ideas, or websites yall recommend in the matter of saving $$$.
Can range from saving money on cereal at the breakfast table, to home necessities, auto insurance, to [censored] even buying a nice pre-owned skid steer.

Habits:
-Don't buy many major electronics or nice furniture or other things that depreciate to $0.

Sites:
-CraigsList (Scored beautiful deals on here)
-Ebay (Typically 2nd after CL)
-Ebates
-Slickdeals
-OfferUp
-Amazon
-Autotrader
-Cargurus
-Rockauto (learned it from yall!!)
-Gunbroker (Can't forget that one)
-CC like Chase Saphire for measly Rewards


Typically use these for home, business, security, auto, machinery, maintenance, atvs, boat, pool.
I guess more on the maintenance end then actual buying.

Already have decent tax deductions, had them overlooked by several referred cpa's.
Can't go any further, since my last names not anything like Bush, Clinton, Obama, Stanley, Lehman, Morgan or any other untouchable figure. frown
(Unfortunately not an important/powerful person)



Thanks Yall!!!
[b][/b]


Computers don't make mistakes...What they do they do on purpose"
-Dale Gribble

16' Lacrosse 3.6 LFX
Oil: QSUD 5w30 & Fram Ultra
ATF: Valvoline Dex 6
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454862
07/09/17 11:10 PM
07/09/17 11:10 PM
Joined: Dec 2008
Posts: 2,407
CA
raytseng Offline
raytseng  Offline
Joined: Dec 2008
Posts: 2,407
CA
I would say the most important thing is to realize and to optimize the highest and best use for your TIME as the most important resource.
If you can use money to buy time or a higher experience that is often worth more than being the cheapest and as frugal as possible.

Last edited by raytseng; 07/09/17 11:13 PM.
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454863
07/09/17 11:10 PM
07/09/17 11:10 PM
Joined: Apr 2017
Posts: 515
Fort Worth TX
TheKracken Offline
TheKracken  Offline
Joined: Apr 2017
Posts: 515
Fort Worth TX
I spend too much on amazon...


2011 Prius 96k miles RLI 5w20
97 Toy T100 4x4: amsoil 0w20 242k Miles
04 Toy Sienna awd: Pennzoil 0w20 281k Miles
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454870
07/09/17 11:41 PM
07/09/17 11:41 PM
Joined: Apr 2017
Posts: 110
NY
Kage860 Offline
Kage860  Offline
Joined: Apr 2017
Posts: 110
NY
I like, in no particular order:

www.financialsamurai.com
www.mrmoneymustache.com
www.nerdwallet.com
www.biggerpockets.com

basically, continuously optimize your income(job, experience), use it to buy assets that earn more money or at least appreciate (real estate rentals, stocks, businesses, land), don't buy too many things that depreciate (cars, clothes), don't waste too much money on nonsense (starbucks, restaurants, cable tv, etc)

warehouse clubs are good places to stock up on the necessities too

amazon, the ups guy and mailman know us too well now, everyday when more boxes come I give my wife "the look" haha


2007 Jeep Liberty
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454891
07/10/17 01:29 AM
07/10/17 01:29 AM
Joined: Jun 2002
Posts: 2,754
Southeastern USA
FowVay Offline
FowVay  Offline
Joined: Jun 2002
Posts: 2,754
Southeastern USA
I simply spend far less than I earn. I don't waste money on foolishness. I invest heavily for my retirement and I insure what I have.

I carry zero debt. Make every purchase be a deliberate one and don't do the impulse buying thing. Plan for what you need and then execute the plan cleanly and efficiently. Buying the cheapest thing is rarely the best way to operate. Buy quality and take care of your things.

And finally, try to minimize your tax burden. There's not much rate of return on paying the government these days.

Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454894
07/10/17 01:43 AM
07/10/17 01:43 AM
Joined: Feb 2010
Posts: 4,838
Central Texas
sleddriver Offline
sleddriver  Offline
Joined: Feb 2010
Posts: 4,838
Central Texas
Dude...it's not about sites nor stuff.

It's about learning to care for and maintain the essentials you already own. Not only will it increase your knowledge, it'll also save you money and prevent you from being ripped off from those seeking to take advantage.


1998 Volvo V70 T5 228,880 mi. Original Owner.
M1 10W-30 HM
"It's never a mistake to buy tools, defined broadly. They're not a cost, they're an investment." - J.B. Peterson
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454908
07/10/17 03:23 AM
07/10/17 03:23 AM
Joined: May 2013
Posts: 2,160
Saskatchewan, Canada
Johnny2Bad Offline
Johnny2Bad  Offline
Joined: May 2013
Posts: 2,160
Saskatchewan, Canada
Wrap (most) vegetables in tinfoil.

Celery, Lettuce, Cabbage, Peppers, Green Onions. Get produce out of the "auto-rot" plastic bags as soon as you come home from the grocery store.

I have had vegetables wrapped in foil last more than 30 days fresh in the crisper, crunchy, good colour, good taste.

Cut up some of your fresh vegetables into useable sizes ... peppers, green onions, celery ... and place in Ziplpc bags in the freezer. When you need some to add to a cooked dish, get them from the bag instead of using fresh.

Keep your 'fridge on the cold side of the recommended temperatures.

Buy bulk ... 5 litre dish soap versus small bottles, for example. Refill the last small bottle you bought, or buy a small bottle at the Dollar Store and refill that.

Do not shop anywhere without going to the Dollar Store first.

Save 20% of your income, every dollar that comes in for any reason ... even a rebate check for $5 you would put $1 in your savings account. You can spend the other $4 on whatever you want. If you do it when the money comes in, you won't miss it.

Buy the tool and repair it yourself. You will end up with a complete toolset and will be able to make repeat repairs. It's almost always cheaper to buy tools than pay for labor. Even when it isn't cheaper, it will amortize on your second, similar repair.

I appreciate deals sites and bargain shopping as much as the next guy, but the real economy comes from not shopping.


'57 FL Straight 50 wt
'90 Miata 1.8L w/Rotrex Supercharger [Mobil1 0W-40]
'96 Ram 1500 [3.7L Mobil1 0W-20 / 1L 15W-50]
'01 PT Cruiser [Mobil1 0W-40]
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454911
07/10/17 03:32 AM
07/10/17 03:32 AM
Joined: Feb 2010
Posts: 203
Knoxville, Tennessee
svhanc Offline
svhanc  Offline
Joined: Feb 2010
Posts: 203
Knoxville, Tennessee
Retailmenot
Ammoseek


2010 Toyota Tacoma 4x4 2.7 5spd ([email protected]&Fram [email protected])
2001 Jeep Cherokee XJ 4.0 Auto ([email protected]&Fram [email protected])
2007 Suzuki SV650N
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454916
07/10/17 04:25 AM
07/10/17 04:25 AM
Joined: Jan 2003
Posts: 3,203
Southeastern, PA
Rick in PA Offline
Rick in PA  Offline
Joined: Jan 2003
Posts: 3,203
Southeastern, PA
I saw a boat on that list.
Be careful with anything that floats or flies, they cost money.


A wise man told me:
"Heat is your friend." and "Any oil is better than no oil."
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454927
07/10/17 04:47 AM
07/10/17 04:47 AM
Joined: Jul 2015
Posts: 4,028
New England
madRiver Offline
madRiver  Offline
Joined: Jul 2015
Posts: 4,028
New England
I find folks who use CL want to make money off their stuff not get rid of it. Also communication is unreliable.

Locally on Facebook the neighboring (affluent) town has a on line tag line sale. My recent purchase was a Thule rack with two kayak holders that would retail for close to $500 but they just wanted to get rid of so $50 it was! I purchase bike shop bikes on it for $50-$75 for kids that normally retail $300-500. Communication is reliable with comments and also Facebook messenger.

I find it interesting when folks overprice stuff and you can get glimpse of them on FB and see why and be nosey.

Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4454983
07/10/17 06:10 AM
07/10/17 06:10 AM
Joined: Oct 2015
Posts: 476
MN
WillsYoda Offline
WillsYoda  Offline
Joined: Oct 2015
Posts: 476
MN
Lots of good ideas here. I'll add one...

https://www.bogleheads.org/

I might start here with this LBYM page....
https://www.bogleheads.org/wiki/Living_below_your_means

Or this getting started page...
https://www.bogleheads.org/wiki/Getting_started

Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4455001
07/10/17 06:40 AM
07/10/17 06:40 AM
Joined: Sep 2016
Posts: 1,418
Minnesota
bioburner Offline
bioburner  Offline
Joined: Sep 2016
Posts: 1,418
Minnesota
dealnews.com and techbargins.com. Can setup alerts on items your looking for. Amazon warehouse has saved me on many of my repairs. Prime gets the stuff to my door pretty quick and some good viewing too.



97 Ford E350 D,99 F350 dually D
13 Scion Xb
12 Ford Transit Connect
06 Nissan Xterra
03 K1200 BMW
07 Kawasaki KLR650
13 Madass
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4455007
07/10/17 06:51 AM
07/10/17 06:51 AM
Joined: Oct 2010
Posts: 9,123
Virginia Beach
Astro14 Offline
Astro14  Offline
Joined: Oct 2010
Posts: 9,123
Virginia Beach
The real frugality?

Pay yourself first by saving for the long term.

Spend less than you make.

Who cares what a product costs? Seriously? Most of the stuff for sale isn't worth it. You can live without it. Your question pre-supposes that having more stuff makes you better off...and I just don't think that's true.

Financial security makes you happy. As long as you live below your means, you'll be happy...

Last edited by Astro14; 07/10/17 06:54 AM.

32 Packard 15W40
02 Volvo V70 T5 0W40 M1
02 Volvo V70 XC 0W40 Edge
05 MB S600 0W40 M1
16 Tundra 1794 5W30 Pennzoil Ultra
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4455014
07/10/17 07:04 AM
07/10/17 07:04 AM
Joined: Aug 2011
Posts: 3,264
n.c.
gman2304 Offline
gman2304  Offline
Joined: Aug 2011
Posts: 3,264
n.c.
Pay your mortgage off early! Don't buy new vehicles! You'll save more money if you are disciplined in these purchases than in any couponing, bulk buying, scrimping pennies, lowering/raising the thermostat, practices. Not saying the latter doesn't save money, but you need to be practical with the small stuff. Sitting in the dark while burning a candle bundled up in January while reading a book you rented at the library, would get old rather quickly. [when young, live like no other...so when you're old, you can live like no other]!

Last edited by gman2304; 07/10/17 07:07 AM.
Re: Good Frugal Saving Habits, Tips, Sites, Ideas??? [Re: TX_1821] #4455025
07/10/17 07:26 AM
07/10/17 07:26 AM
Joined: May 2015
Posts: 2,011
America
Alfred_B Offline
Alfred_B  Offline
Joined: May 2015
Posts: 2,011
America
Please don't stop consuming -- 70% of our GDP is based on consumption!

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