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Costco Insurance discountn going away? #4105274 05/24/16 11:56 AM
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stockrex Offline OP
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I received a vmail from ameriprise that my rate is going up due to state adjustment, realigning their chunky behinds etc.

What the amex, I mean does it have to do it Costco ending their relationship with amex?

I wonder how much my rate will do up.


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Re: Costco Insurance discountn going away? [Re: stockrex] #4105278 05/24/16 12:00 PM
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Bud Offline
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Originally Posted By: stockrex
I received a vmail from ameriprise that my rate is going up due to state adjustment, realigning their chunky behinds etc.

What the amex, I mean does it have to do it Costco ending their relationship with amex?

I wonder how much my rate will do up.


Time to shop around.


2016 Honda Pilot EX-L with NAVI.....Mobil 1 0w20 AFE and Honda OEM Filter
Re: Costco Insurance discountn going away? [Re: stockrex] #4105279 05/24/16 12:01 PM
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Rand Offline
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shop around if needed...sometimes its price optimization.

https://en.wikipedia.org/wiki/Price_optimization

Price optimization is the use of mathematical analysis by a company to determine how customers will respond to different prices for its products and services through different channels. It is also used to determine the prices that the company determines will best meet its objectives such as maximizing operating profit.


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Re: Costco Insurance discountn going away? [Re: stockrex] #4105302 05/24/16 12:21 PM
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cptbarkey Offline
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Happens to me every 2 years with the same excuse. I have zero loyalty when it comes to auto insurance, neither should you.

Re: Costco Insurance discountn going away? [Re: stockrex] #4105308 05/24/16 12:36 PM
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stockrex Offline OP
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I have been with them since 2002 :-(


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Re: Costco Insurance discountn going away? [Re: stockrex] #4105311 05/24/16 12:38 PM
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Mr Nice Offline
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Yeah, shop around.

Re: Costco Insurance discountn going away? [Re: stockrex] #4105338 05/24/16 01:04 PM
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slacktide_bitog Offline
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Costco is about buying in bulk, so they require you to have at least 5 cars to insure.

Re: Costco Insurance discountn going away? [Re: Bud] #4105353 05/24/16 01:17 PM
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Tdbo Offline
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Originally Posted By: Bud
Originally Posted By: stockrex
I received a vmail from ameriprise that my rate is going up due to state adjustment, realigning their chunky behinds etc.

What the amex, I mean does it have to do it Costco ending their relationship with amex?

I wonder how much my rate will do up.


Time to shop around.


This.^^^^^


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Re: Costco Insurance discountn going away? [Re: cptbarkey] #4105423 05/24/16 02:29 PM
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Miller88 Offline
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Originally Posted By: cptbarkey
Happens to me every 2 years with the same excuse. I have zero loyalty when it comes to auto insurance, neither should you.


Yep. The only reason I have insurance is so I can legally obtain a registration for my vehicle; I don't actually expect the insurance to work when I need it. Have not been impressed by an insurance company enough to not drop them after 1 or 2 years.


Originally Posted By: slacktide_bitog
Costco is about buying in bulk, so they require you to have at least 5 cars to insure.


When I buy a house, that's probably going to be a legitimate problem for me.


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Re: Costco Insurance discountn going away? [Re: stockrex] #4105460 05/24/16 03:25 PM
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Nate1979 Offline
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Never had Costco insurance. What is the connection to AMEX?


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Re: Costco Insurance discountn going away? [Re: stockrex] #4105748 05/24/16 08:37 PM
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dishdude Online Content
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I have Ameriprise through Costco and didn't receive any notice.


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Re: Costco Insurance discountn going away? [Re: stockrex] #4105836 05/24/16 10:39 PM
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daves87rs Offline
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Hate to be the bearer of bad news....but you are in for a shock. There are now no companies that can avoid the "dumb" that michigan offers...one of the few other company that had a solid lower rate was USAA, but even the highest insurance rates in the US have nailed them too.

Trust me- I've shopped around! A buddy showed my just how bad it really is. Example: my 2004 Cavalier insured in Ohio (by quote only) was 200/6 months plpd. Same policy here in MI? 800-1300 bucks! And we wonder why more an more people go uninsured here...

I also wonder if it going away in MI is due to more changes coming next year...


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Re: Costco Insurance discountn going away? [Re: stockrex] #4105947 05/25/16 05:54 AM
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SeaJay Offline
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Check out the stats. Auto accidents and fatalities were up sharply this past year meaning the insurance companies are paying more money in claim costs.

Premiums will have to increase to account for the increase in claim costs, insurers are in business to make money.

Re: Costco Insurance discountn going away? [Re: Nate1979] #4106206 05/25/16 11:30 AM
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Prune_Juice Offline
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Originally Posted By: Nate1979
Never had Costco insurance. What is the connection to AMEX?


Costco specifically has an agreement with AMEX where Costco pays less for using American Express as its only processor of CC swipes.

What I just said ended yesterday. http://www.marketwatch.com/story/5-things-to-know-about-the-costco-and-amex-breakup-2016-02-11

Re: Costco Insurance discountn going away? [Re: Prune_Juice] #4106244 05/25/16 12:05 PM
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Nate1979 Offline
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Originally Posted By: Prune_Juice
Originally Posted By: Nate1979
Never had Costco insurance. What is the connection to AMEX?


Costco specifically has an agreement with AMEX where Costco pays less for using American Express as its only processor of CC swipes.

What I just said ended yesterday. http://www.marketwatch.com/story/5-things-to-know-about-the-costco-and-amex-breakup-2016-02-11


Yes, what does that have to do with insurance?


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