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#3393084 - 06/09/14 02:25 PM Severe hail damage home fix ideas
Vibe_2007 Offline


Registered: 03/03/11
Posts: 182
Loc: Sioux Falls, SD
A few days ago my Vibe was pelted with golf ball sized hail at work. There are probably 2 dozen different dents along the roof, hood, and even the sides of the door and fenders. Looks pretty bad.

The problem is that I have liability only on the car because it is paid off. Cost to repair quoted at over 4,000 dollars. Not going to happen.

Does the dry ice and heat method really work? I don't have to get all of them out, but would look better without so many.
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#3393090 - 06/09/14 02:33 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
94astro Offline


Registered: 01/09/12
Posts: 149
Loc: Oklahoma
No, dry ice will not help. Find a good paintless dent repair person & might try to barter, otherwise chalk it to a bad deal.
Just my opinion with 21 years in the auto body business.

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#3393091 - 06/09/14 02:34 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
IndyIan Offline


Registered: 09/23/08
Posts: 8366
Loc: Ontario, Canada
I would find a pro paintless dent guy and see what he can do first, but I imagine hail dents must be among the worst type to fix.
Also if you just seal any paint breaks with any sort of paint now, and then wait a month or two for the body shops to catch up, maybe $4k will become $1k...
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#3393095 - 06/09/14 02:38 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
Vibe_2007 Offline


Registered: 03/03/11
Posts: 182
Loc: Sioux Falls, SD
That is what I was afraid of. I'd like to check out the cost of repair when the hundreds of cars that were hit in this town are fixed a few months down the road. It should drop.

You win some and you lose some carrying liability on a high mileage second vehicle. I lost this time.
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#3393108 - 06/09/14 02:55 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
Nick1994 Online   content


Registered: 02/19/13
Posts: 8709
Loc: Phoenix, AZ
You're not saving oodles of money by not having full coverage. Put full coverage on, wait for another hail storm in a few months or next year then claim it.
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1996 Jeep Cherokee 4.0L 144k Napa 10w30 & Fram Ultra

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#3393111 - 06/09/14 02:59 PM Re: Severe hail damage home fix ideas [Re: Nick1994]
Vibe_2007 Offline


Registered: 03/03/11
Posts: 182
Loc: Sioux Falls, SD
Originally Posted By: Nick1994
You're not saving oodles of money by not having full coverage. Put full coverage on, wait for another hail storm in a few months or next year then claim it.


I think it is 25 dollars more per month, so really not that much more you are right. I've also never had hail damage before this event (38 years).
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#3393116 - 06/09/14 03:02 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
dparm Offline


Registered: 04/19/10
Posts: 13423
Loc: Chicago, IL
Originally Posted By: Vibe_2007
Originally Posted By: Nick1994
You're not saving oodles of money by not having full coverage. Put full coverage on, wait for another hail storm in a few months or next year then claim it.


I think it is 25 dollars more per month, so really not that much more you are right. I've also never had hail damage before this event (38 years).



That's part of the reason you have insurance -- to cover the unexpected.
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#3393121 - 06/09/14 03:06 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
IndyIan Offline


Registered: 09/23/08
Posts: 8366
Loc: Ontario, Canada
Originally Posted By: Vibe_2007
Originally Posted By: Nick1994
You're not saving oodles of money by not having full coverage. Put full coverage on, wait for another hail storm in a few months or next year then claim it.


I think it is 25 dollars more per month, so really not that much more you are right. I've also never had hail damage before this event (38 years).

What's the long term plan for the car? In a few more years its value won't be affected by superficial damage anyways. I put a couple dents in the Tracker quite early on and thought about getting it fixed, but now I'm glad I didn't bother. Its a tool, not a silver tea pot in my Grandma's china cabinet for the church ladies to look at...
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#3393128 - 06/09/14 03:16 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
Miller88 Offline


Registered: 04/09/08
Posts: 12262
Loc: Onondaga County
That's the main reason I have comprehensive. Hail storms (and tornadoes, severe thunderstorms) are getting very commonplace here in Central NY.
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#3393161 - 06/09/14 04:03 PM Re: Severe hail damage home fix ideas [Re: IndyIan]
Vibe_2007 Offline


Registered: 03/03/11
Posts: 182
Loc: Sioux Falls, SD
Originally Posted By: IndyIan
Originally Posted By: Vibe_2007
Originally Posted By: Nick1994
You're not saving oodles of money by not having full coverage. Put full coverage on, wait for another hail storm in a few months or next year then claim it.


I think it is 25 dollars more per month, so really not that much more you are right. I've also never had hail damage before this event (38 years).

What's the long term plan for the car? In a few more years its value won't be affected by superficial damage anyways. I put a couple dents in the Tracker quite early on and thought about getting it fixed, but now I'm glad I didn't bother. Its a tool, not a silver tea pot in my Grandma's china cabinet for the church ladies to look at...


It is an 07 with more than 125K on it. It will be kept until it hits 200K. With my current situation mileage-wise, it will take about 6 years to hit 200.


Edited by Vibe_2007 (06/09/14 04:05 PM)
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#3393192 - 06/09/14 04:44 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
JTK Offline


Registered: 08/14/03
Posts: 9920
Loc: Buffalo, NY
Problem is, would you really want to file a $4-5K claim on a ~7yr/old Pontiac, only to have your premiums go way up or get cancelled?
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#3393194 - 06/09/14 04:44 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
Kuato Offline


Registered: 10/23/05
Posts: 6959
Loc: Colorado
I would wait awhile. Back in the 90s, I had 2 vehicles with similar damage. After a couple months of heat/cool cycles, almost all the dimples were gone and the ones left weren't worth mentioning.
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#3393209 - 06/09/14 04:57 PM Re: Severe hail damage home fix ideas [Re: Nick1994]
Shannow Offline


Registered: 12/12/02
Posts: 36938
Loc: 'Stralia
Originally Posted By: Nick1994
You're not saving oodles of money by not having full coverage. Put full coverage on, wait for another hail storm in a few months or next year then claim it.


So what do you do with the question "is there any unrepaired damage on the vehicle ?"

I think that's Insurance fraud.

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#3393210 - 06/09/14 04:59 PM Re: Severe hail damage home fix ideas [Re: Vibe_2007]
earlyre Offline


Registered: 11/22/11
Posts: 3597
Loc: Lima, Ohio, USA
you might actually get better Mileage with the dents...
(not lots better, but a little)
http://youtu.be/LKxEkT2H8pI?t=4m25s
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09 Mercury Sable : 6qts VSP 0w20, WIX 51516
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#3393281 - 06/09/14 06:27 PM Re: Severe hail damage home fix ideas [Re: Shannow]
Kuato Offline


Registered: 10/23/05
Posts: 6959
Loc: Colorado
Originally Posted By: Shannow
Originally Posted By: Nick1994
You're not saving oodles of money by not having full coverage. Put full coverage on, wait for another hail storm in a few months or next year then claim it.


So what do you do with the question "is there any unrepaired damage on the vehicle ?"

I think that's Insurance fraud.


It IS insurance fraud; and with that coverage being added AFTER a hailstorm, the insurance company will likely ask for an inspection prior to adding the coverage.
_________________________
Oil condition is speculation until a UOA is performed.

2013 F150 5.0 4x4 SuperCab 63k Amsoil/Amsoil

Thick vs Thin test: 11k / 43k miles complete

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