I concur with Jim.
Don't panic yet. Signs indicate possible bearing wear, but it's also very possible this engine could last a while (at least to get you to your goal of a few years down the road).
IIRC - don't the Lima engines lube the cam first and then the mains? Generally the Lima engines are pretty reliable, but nothing lasts indefinitely (perspective being the key to this concept!). Do the easy checks first; compression, leakdown, etc. Get an idea of the mechanical condition in some regard. If the oil pressure is decent, then I'd stick with the OEM reccomendation of 10w-30. If the pressure is weak, I'd try a 10w-40 and see if that helps.
I like the idea of ARX. Follow the protocol. Then get another UOA; don't bother with TBN as you're not putting enough mileage on it anyway.
I suspect this engine has a bearing going out, but it also will likely last you at least to your two year goal if you're not putting on a bunch of miles.
I would suggest using any decent PCMO and inexpensive filter combo you can come up with. The reality is that NO oil is going to stop or significantly retard bearing failure, once it starts down that destructive path. You might as well save money by getting some great deal on decent oil (I would even suggest SuperTech if you cannot find anything else on sale).
My point being that using an HDEO probably isn't going to save this engine over the options in the PCMO catagory. There is no magic bullet here. Use a decent major oil that holds pressure, costs the least, and hope for the best.