Roth IRA anyone?

Read the Vanguard study of lump sum verses DCA investing.

Excellent research that all folks interested in investing should read.
 
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I've just looked up boglehead.org and it's scary how much reading I'll have to do now;(
 
I'm 35 and looking at my retirement now which is not too far. Have no debt and just paid off the house. With that said, despite multiple pay cuts still have some leftover money (at least as of right now) thatI'd like to put to work. Question to you guys, if you're doing roth IRA, which company do you use, are you managing investment yourself or let robovisor/actual advisor manage for you?
I use Schwab.. have a Roth and traditional ira. With individual stock as well as Target date mutual fund and mutual fund, etfs that follow the market.
 
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