I am looking for some input on an extended warranty option from Mopar. For an extra $210 (on top of the normal cost of a 8/125k extended warranty), Mopar will give you a 100% refund after the 8 year term if you do not file any claims. The downsides I can see are: 1) FCA goes out of business 2) FCA holds my money ($2785) for 8 years 3) If I do have a catastrophic failure and have to file a claim anyway, the "normal" 8/125k warranty would have been $210 cheaper. 4) If I have multiple small repairs that I pay out of pocket for and later have a large catastrophic repair, I would not be coming out ahead. The plan would be to fix any minor issues myself and to only use the warranty for any catastrophic issues. Here are the terms of the contract: https://www.chryslerfactoryplans.co...