OK, so as part of my quest to replace my long overdue current ride, I've made my way through several models that interest me. I'm down to one or two that I'll likely choose from over the next few months. That brings us to the monthly payment. I'm in a spot where I can make a reasonable down payment but I'll still need to finance about $15,000 for the car. Based on a roughly 4% interest loan this brings me to 36, 48 and 60 month loan payments of $443, $339, or $276 per month respectively. Each of these are within my monthly budget, but the painfully frugal side of me just winces at the notion of a car payment. I try to soothe my soul by telling myself that plenty of folks out there make car payments every month, but I still sit there and wonder just how much regular people pay. So I am opening it up to the BITOG masses... For those of you that make a monthly car payment, how much do you pay? How long is your loan? How many payments do you have left??? Given the choice, would you sign yourself up for the same loan terms and conditions again? Thanks in advance!!!