7:20 AM this morning I'm driving home from the supermarket. I'm in a red Chevy Equinox with my headlights on, as a habit I will ALWAYS drive with my headlights on in the morning even if the sun is out so motorists can see me from far away. I'm on a 4 lane road (with median) headed East and I see a bicyclist (headed South) approaching the intersection and not slowing down. I double honk my horn to warn him..... he is still approaching and his head is not turning in my direction as I now have my horn BLARING. If he turned his head he would of seen me as he would be looking West and not into the bright sunlight. I jam on the brakes and he now realizes that I'm about to T-Bone him. He is riding by himself and has AirPods on listening to music. I nearly hit the bozo and he now realizes he cheated dead. As a habit I try to drive defensive when approaching an intersection because I'm expecting people to roll the stop sign / traffic light or misjudge my speed and pull out in front of me. If I wasn't paying attention, this bozo might be in a body bag and the cops would asking me to take a blood test to see if I have any alcohol in my system.