I thought WMT was headed to 55, then came Katrina. It's not behaving like it did in the past. I made a few bucks in it this year due to a couple of fortuitous stops.
OK I drudged the numbers out (not that easy) - since I rolled the 401K to the SD IRA. Then I need to subtract the payroll adds from Jan-Mar. (not fair to just take the amount I rolled and add it to my IRA a year start)
I am not putting any precision on the number - but it seems like you got me beat. I will say between 8% and 9%. At times I was well over 50% cash. My stock trading has been suckish. However I have had some great mutual funds. Who new?
I will do a proper calculation after Jan 1 so don't be surprised if it goes up or down!
It fascinates me that TIP has a higher yield than LQD. I'm sorta becoming a fixed income deriviative junkie. Strangely I've never actually owned a singular $1,000 or $10,000 bond.
I have owned and do own a stack of EE Savings Bonds, but they don't count.
I probably watch the basket too much GM. (Is that possible?)
Of course mine change daily, too!
Anyhow my head is a bit clearer this AM. My percentage number is about right 8% - this number is increase in funds by the activity of the investments. (non-CPA term
). Stock price changes, interest and dividends. Again not bad - currently I am about 40% cash and very short term bonds.
Now if you ask how much I am ahead, the answer is different. Because I had a lump matching from 2004 added in 2005. I am now in a new excellent 40K that matches instantly - 75% matching! From a real life point of view these "gains" cannot be ignored. So if I just take a raw total number Jan 1, 2005 to current then it's over 10% - not bad considering I didn't contribute for 7 months. Check this number again - year end!
I did really well with AOB last week... I was away on thursday and friday, but it popped up nicely last thursday, which I was pleased to see when I checked the price tonight. IMO this one still has some potential, if bought on dips... Im looking to cash out at $8; I just got it last tuesday at $6.38
Might be worth it to buy in to oil again for the winter... if you sold last week like I did.