Well yesterday on my way to work, we were at a complete stop on 287 South (traffic yay) when a young woman/girl in a Mazda macked into me from behind (guessing 25mph since her airbags deployed). First thing I did was call the cops, then the insurance and verified she was ok. The police arrived on the scene and i let them handle the insurance and report.
I elected to go to the hospital to get checked out, since my back was stiffening up and got a clean bill of health. They said it might be soreness as that is usually the case when in an impact. The girl who hit me elected to not to go to the hospital.
My question is should I get an attorney to handle/deal with her insurance (which i will have through he police department and report?) My insurance (GEICO) is going to handle the accident part of it, but said the medical PIP I would have to pay $500 deductible (im ok with that) but would be responsible for 20% of the first 5000 on the medical bill. I'm still going to speak to them about maybe having them fight her insurance to get that money too, but how difficult will it be to get her insurance to pay if i have to do it alone?
Also want to make sure my car is repaired correctly if its not totaled. I want it taken to the Toyota dealership for body work (which I will instruct the adjuster to do).
So less than 3 months ownership my Venza is in a tow yard next to her car (which is probably totaled).
Photo of said accident.
https://app.box.com/s/xvz6wsub7dy3yquyk6ly
I elected to go to the hospital to get checked out, since my back was stiffening up and got a clean bill of health. They said it might be soreness as that is usually the case when in an impact. The girl who hit me elected to not to go to the hospital.
My question is should I get an attorney to handle/deal with her insurance (which i will have through he police department and report?) My insurance (GEICO) is going to handle the accident part of it, but said the medical PIP I would have to pay $500 deductible (im ok with that) but would be responsible for 20% of the first 5000 on the medical bill. I'm still going to speak to them about maybe having them fight her insurance to get that money too, but how difficult will it be to get her insurance to pay if i have to do it alone?
Also want to make sure my car is repaired correctly if its not totaled. I want it taken to the Toyota dealership for body work (which I will instruct the adjuster to do).
So less than 3 months ownership my Venza is in a tow yard next to her car (which is probably totaled).
Photo of said accident.
https://app.box.com/s/xvz6wsub7dy3yquyk6ly