The VersaNote has it outside. I was disappointed. Here in NY, the carriers all rust up after 3 or 4 years and your spare tire randomly falls out or hen you need it you can't get it out without breaking the carrier.
It won't be a deal breaker in a few years when I buy a car, but it is something that takes a few points away from it.
'11 Focus MC 49K
'00 Cherokee PYB 125K
Ford filters on both!