I'm out of warranty on my L3430GST. I guess I'm living by a prayer, because I'm running Rotella 10w-30 in CJ-4. Yes, I sleep well at night, even committing this heresy.
All the major players in the diesel compact/utility tractor market (Deere, Kubota, Case, NH, etc) make engines that will likely run forever. I fully understand and admit that pure neglect will kill any equipment. But these are robust little engines (Kubota, Yanmar, Shibaru, etc) and the mere fact that they have some fluid resembling oil will typically make them run "well enough".
If you all knew what total poo-oil was run in equipment in many third world countries, for OCIs that would make most of us faint, you'd not worry over this so much. Both my sister and a friend seperately toured Africa and some "less developed" countries. I asked them to take note of some of their vehicle experiences and they relayed some horrifying common "local practices".
The choice between CH, CI and CJ matters not in the anal-retentive BITOG world of compulsive OCIs for your buddy's Kubbie.