3M did a wonderful job of [censored]'ing the public on their filters, in order to stop the amount of dirt they claim to stop, they ignored the most basic duct design critia.
all hvac systems since the mid 1950's have been designed with an industry standard of air flow, meaning i can install a Carrier furnace in your house today, and 20 years from now i can put in the latest Lennox without redoing your whole duct system in your home.
3M has ignored this standard and continues to do so.
by using restrictive air filters, or a dirty air filter, your blower motor draws more amps to do the same job, the heat exchanger expands and contracts outside normal tollerences, shorting the life of those items.
if your cycles on its limit control you may not even know its doing that, meaning that the gas valve and the ignition system is being cycled more often then intended, wearing them out prematurely.
if you require a good furnace filter, there are many types, electronic air cleaners by honeywell, media style filters by space guard or general.
and lastly a good washable one Dust fighter 95.
feel free to pm me if you have any furnace questions.